Actions under delegated authority

The First Western Bank Sturgis, Sturgis, South Dakota  -- to establish a branch at 145 Glendale Drive, Suite 4, Lead.
-Approved, August 6, 2008 

Community Bank of Nevada, Las Vegas, Nevada  -- to establish a branch at Sansone St. Rose Coronado Plaza, Henderson.
-Approved, August 5, 2008 

First American Bank, Fort Dodge, Iowa  --  to establish a branch at 3360 Pine Ridge Road, Building 200, Naples, Florida.
-Approved, August 7, 2008 

First Peoples Bank, Inc., Mullens, West Virginia  -- to establish a branch at the corner of Bethel Road and Dayton Street, MacArthur.
-Approved, August 6, 2008 

New Peoples Bank, Inc., Honaker, Virginia  -- to establish a branch at 3996 Coal Heritage Road, Bluewell, West Virginia.
-Approved, August 5, 2008 

River City Bank, Mechanicsville, Virginia  -- to establish a branch at 10374 South Leadbetter Road, Ashland.
-Approved, August 5, 2008 

The Scott County State Bank, Scottsburg, Indiana  -- to establish a branch at 307 West Main Street, Austin.
-Approved, August 7, 2008 

SunTrust Bank, Atlanta, Georgia  -- to establish a branch at 1100 Towne Lake Drive, Leland, North Carolina.
-Approved, August 6, 2008 

SunTrust Bank, Atlanta, Georgia  -- to establish a branch at 1990 West Spring Street, Monroe.
-Approved, August 5, 2008 

Commercial Bancgroup, Inc., Harrogate, Tennessee, and Robertson Holding Company, L.P.  -- waiver of application to merge with Union National Bancorp of Barbourville, Inc., Barbourville, Kentucky, in connection with the merger of their respective subsidiary banks, Commercial Bank, Harrogate, and Union National Bank & Trust Company, Barbourville.
-Granted, August 4, 2008 

Country Bancorporation, Crawfordsville, Iowa  -- to continue to engage in the nonbanking activity of extending credit and servicing loans.
-Approved, August 7, 2008 

Crescent Capital VI LLC, Bellevue, Washington  -- to become a bank holding company and to acquire an interest in Cowlitz Bancorp, Longview, and its subsidiary bank, Cowlitz Bank.
-Approved, August 5, 2008 

Eastern Bank Corporation, Boston, Massachusetts  -- to acquire MASSBANK Corp., Reading, and its subsidiary bank, MASSBANK.
-Approved, August 7, 2008 

F.N.B. Corporation, Hermitage, Pennsylvania  -- waiver of application to merge with Iron and Glass Bancorp, Inc., Pittsburgh, in connection with the merger of their respective subsidiary banks, The First National Bank of Pennsylvania, Greenville, and Iron and Glass Bank.
-Granted, July 31, 2008  (AC)

FBOP Corporation, Oak Park, Illinois  -- to acquire PFF Bancorp, Inc., Rancho Cucamonga, California, and thereby indirectly acquire (1) PFF Bank & Trust, Pomona, and operate a savings association; (2) Diversified Builders Services, Inc., Rancho Cucamonga, and engage in extending credit and servicing loans; (3) Glencrest Investment Advisers, Rancho Cucamonga, and engage in financial and investment advisory services; and (4) Pomona Financial Services, Rancho Cucamonga, and engage in trust company functions.
-Approved, August 4, 2008 

Heritage Bancorp, Inc., Pearland, Texas  -- to become a bank holding company and to acquire Red River Financial Corporation, Detroit, and indirectly acquire Community National Bank.
-Approved, August 8, 2008 

Northern Trust Corporation, Chicago, Illinois  -- to acquire Lakepoint Investment Partners LLC, Cleveland, Ohio, and thereby engage in financial and investment advisory activities.
-Approved, August 5, 2008 

Post Oak Bancshares, Inc., Houston, Texas  -- to become a bank holding company and to acquire Post Oak Bank, N.A.
-Approved, August 8, 2008 

Sagebrush Partners LLP, Grand Junction, Colorado  -- to become a bank holding company and to acquire shares of Grand Valley Corporation and its subsidiary bank, Grand Valley National Bank, Heber City, Utah, and to engage de novo in extending credit and servicing loans.
-Approved, August 7, 2008 

Stockmens Financial Corporation, Rapid City, South Dakota  -- to acquire Homestead Financial Corporation, Beatrice, Nebraska, and its subsidiary, The First National Bank and Trust.
-Approved, August 8, 2008 

Stockmens Limited Partnership, Rapid City, South Dakota  -- to become a bank holding company and to acquire shares of Stockmens Financial Corporation, Rapid City, and indirectly acquire Homestead Financial Corporation, Beatrice, Nebraska, and its subsidiary, The First National Bank and Trust.
-Approved, August 8, 2008 

Unified Shares, LLC, Harrogate, Tennessee  -- to retain shares of Commercial Bancgroup, Inc., and its subsidiary bank, Commercial Bank, and to acquire Union National Bancorp of Barbourville, Inc., Barbourville, Kentucky, and its subsidiary bank, Union National Bank of Barbourville.
-Approved, August 4, 2008 

Commercial Bank, Harrogate, Tennessee  -- to merge with Union National Bank & Trust Company, Barbourville, Kentucky.
-Approved, August 4, 2008 

Lone Star State Bank of West Texas, Lubbock, Texas  -- to merge with First Bank of Brownfield, Brownfield, and thereby establish a branch at 300 West Main Street.
-Approved, August 5, 2008 

Union Bank and Trust Company, Bowling Green, Virginia  -- to merge with Bay Community Bank, Newport News.
-Approved, August 6, 2008 

Bryn Mawr Trust Company, Bryn Mawr, Pennsylvania  -- to increase its investment in bank premises.
-Approved, August 4, 2008 

First Georgia Community Corp., Jackson, Georgia  -- notices of change in bank control of First Georgia, and its subsidiary bank, First Georgia Community Bank.
-Permitted, August 4, 2008 

First Miami Bancshares, Inc., Miami, Oklahoma  -- to retain shares of First Miami Bancshares, Inc. and its subsidiary bank, The First National Bank and Trust Company of Miami, and Bank of Billings, Billings, Missouri.
-Permitted, August 5, 2008 

Menard Bancshares, Inc., Menard, Texas  -- to acquire an interest in Menard Bancshares, Inc. and indirectly acquire Menard National Bank.
-Permitted, August 7, 2008 

Green Valley Bancorp, MHC, and Green Valley Bancorp, Inc., Southbridge, Massachusetts  -- extension to October 8, 2008, to become mutual and stock bank holding companies, respectively, and to acquire Southbridge Savings Bank.
-Granted, August 4, 2008 

Greenfield Bancorp, MHC, Greenfield, Massachusetts  -- extension to October 1, 2008, to acquire Greenfield Co-operative Bank in connection with the reorganization of Greenfield Bancorp, MHC from mutual to stock form.
-Granted, August 4, 2008 

Commencement Bank, Tacoma, Washington  -- to become a member of the Federal Reserve System.
-Approved, August 8, 2008 

Madison Bank, Richmond, Kentucky  -- to become a member of the Federal Reserve System.
-Approved, August 6, 2008 

Regulation Z (Truth in Lending)  -- annual adjustment of the dollar amount that triggers additional disclosure requirements for home mortgage loans with rates or fees above a certain amount (Docket No. R-1320).
-Approved, August 5, 2008