Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending October 4, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

COMERICA BANK

* Branch

Comerica Bank, Dallas, Texas, to establish 5 branches at the following locations: 2626 El Camino Real, Carlsbad, California 92008; 39008 Paseo Padre Parkway, Fremont, California 94538; 635 S. Hobart Blvd., Los Angeles, California 90005; 6451 E. Pacific Coast Hwy., Long Beach, California 90803; and 600 Main Street, Pleasanton, California 94566.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST ARTESIA BANCSHARES, INC.

* 3A3

First Artesia Bancshares, Inc., Artesia, New Mexico, to acquire by merger 100 percent of AmFin Holding Company, Silver City, New Mexico, and indirectly acquire AmBank, Silver City, New Mexico.

Newspaper:	10/23/2008
Federal Register:	10/20/2008

OUACHITA BANCSHARES CORP.

CIC

Clyde Ray White, Clydine Covington White, Jarrah Reed White, all of Monroe, Louisiana; Larry Nolan White and Virginia Owens White, both of Colleyville, Texas; and Patrick Slade White, Huntsville, Alabama, acting in concert to acquire control of Ouachita Bancshares Corporation, Monroe, Louisiana, and indirectly acquire control of Ouachita Independent Bank, Monroe, Louisiana.

Newspaper:	Not available
Federal Register:	10/21/2008

ST FINANCIAL GROUP, INC.

* 3A1

ST Financial Group, Inc., Montgomery, Texas, to become a bank holding company by acquiring 100 percent of Snook Bancshares, Inc., Snook, Texas, and indirectly acquire First Bank of Snook, Snook, Texas.

Newspaper:	Not available
Federal Register:	10/17/2008

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending October 4, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas