FRB: H.2--Actions under delegated authority--Week ending January 3, 2009

Bank of Versailles, Versailles, Missouri -- to establish a branch at 76 Grand Point Boulevard, Sunrise Beach.
-Withdrawn, December 30, 2008

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 348 Lincoln Highway, North Versailles, Pennsylvania.
-Approved, December 30, 2008

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 8155 Maple Lawn Boulevard, Fulton, Maryland.
-Approved, December 31, 2008

Bank Holding Companies

Cornerstone Financial Corporation, Mount Laurel, New Jersey -- to become a bank holding company and to acquire Cornerstone Bank, Mount Laurel.
-Approved, December 30, 2008

Discover Financial Services, Riverwoods, Illinois -- to become a bank holding company and to acquire Discover Bank, Greenwoods, Delaware, and Bank of New Castle, New Castle, and thereby engage in certain permissible nonbanking activities, and election to become a financial holding company.
-Approved, December 19, 2008 (AC)

First Reliance Bancshares, Inc., Florence, South Carolina -- relief from a commitment.
-Granted, December 31, 2008

I Bank Holding Company, Inc., Lakeway, Texas -- to become a bank holding company and to acquire Independent Bank of Austin, SSB, Austin.
-Approved, January 2, 2009

LeaderOne National, Inc., Overland Park, Kansas -- to become a bank holding company and to acquire Signature Bank KC, Haddam, and thereby engage in mortgage banking through the acquisition of LeaderOne Financial Corporation, Overland Park.
-Withdrawn, January 2, 2009

Lincoln Holding Company, Lincoln, Montana -- to become a bank holding company and to acquire The First Bank of Lincoln, Lincoln.
-Approved, December 31, 2008

P/R Bancorp, Carmel, Indiana -- waiver of application to merge with Symphony Bancorp, Inc., Indianapolis, in connection with the merger of their respective subsidiary banks, Greensfork Township State Bank, Lynn, and Symphony Bank, Indianapolis.
-Granted, December 31, 2008

Bank Premises

The Bank of Monroe, Union, West Virginia -- to increase its investment in bank premises.
-Approved, December 30, 2008

Change In Bank Control

Central Bancshares, Inc., Muscatine, Iowa -- change in bank control of Central and its subsidiary banks, Central State Bank, Muscatine; Farmers and Mechanics Bank, Galesburg, Illinois; Freedom Security Bank, Coralville, Iowa; and West Chester Savings Bank, Washington.
-Permitted, December 24, 2008 (AC)

First Bancorp of Sparta, Ltd., Sparta, Illinois -- change in bank control of First Bancorp and its subsidiary bank, The First National Bank of Sparta, Sparta.
-Permitted, December 30, 2008

Freedom Bancorporation, Inc., Lindstrom, Minnesota -- change in bank control of Freedom and its subsidiary bank, Lake Area Bank, Lindstrom.
-Permitted, December 22, 2008 (AC)

Waseca Bancshares, Inc., Waseca, Minnesota -- change in bank control of Waseca and its subsidiary bank, Roundbank, Waseca.
-Permitted, December 22, 2008 (AC)

Extensions Of Time

SIS Bancorp, MHC, Sanford, Maine, and SIS Bancorp, Inc. -- extension to March 10, 2009, to become a mutual bank holding company and stock bank holding company, respectively, and to acquire Sanford Institution for Savings, Sanford.
-Granted, December 29, 2008

International Operations

The Bank of New York Mellon, New York, New York -- waiver of remainder of notification period to make an investment in The Bank of New York Mellon S.A., Brussels, Belgium.
-Granted, December 29, 2008

Actions under delegated authority

Actions taken during the week ending January 3, 2009

Bank Branches, Domestic

Bank Holding Companies

Bank Premises

Change In Bank Control

Extensions Of Time

International Operations