Actions under delegated authority

PlainsCapital Bank, Lubbock, Texas  -- to establish a branch at 325 North St. Paul Street, Dallas.
-Approved, January 23, 2009 

Citigroup Inc., New York, New York  -- to acquire five insured depository institution subsidiaries of Wachovia Corporation, Charlotte, North Carolina: Wachovia Bank, National Association; Wachovia Bank of Delaware, National Association, Wilmington, Delaware; Wachovia Card Services, National Association, Atlanta, Georgia; Wachovia Mortgage, FSB, Las Vegas, Nevada; and Wachovia Bank, FSB, Houston, Texas, and thereby operate a savings association.
-Withdrawn, January 22, 2009 

Glenwood Bancorporation, Glenwood, Iowa  -- to acquire Tabor Enterprises, Inc., Tabor, and thereby acquire First State Bank.
-Approved, January 22, 2009 

Midland States Bancorp, Inc., Effingham, Illinois  -- to acquire through merger Waterloo Bancshares, Inc., Waterloo, and thereby acquire Commercial State Bank of Waterloo, and for Midland States Bank, Effingham, to merge with Commercial State Bank of Waterloo, Waterloo, and thereby establish branches.
-Approved, January 23, 2009 

New York Private Bank & Trust Corporation, New York, New York, Emigrant Bancorp, Inc., and Emigrant Bank  -- to acquire DollarSavingsDirect.com (in formation), Ossining.
-Approved, January 21, 2009 

1st Bank, Evanston, Wyoming  -- to merge with First National Bank of Morgan, Morgan, Utah, and thereby establish branches.
-Approved, January 23, 2009 

Centennial Bank, Conway, Arkansas  -- to merge with Community Bank, Cabot, and thereby establish branches and acquire its financial subsidiaries, Grand Prairie Title Company, Inc.; Community Insurance Agency, Inc., Jacksonville; and First State Insurance Agency, Inc., Conway.
-Approved, January 21, 2009 

Charter Bancshares, Inc., Corpus Christi, Texas, and Charter IBHC, Inc., Wilmington, Delaware  -- extension to March 15, 2009, to acquire shares of Charter Alliance Bank, a de novo bank, Corpus Christi.
-Granted, January 23, 2009 

City First Enterprises, Inc., Washington, D.C.  -- extension to April 22, 2009, to engage in lending and community development activities.
-Granted, January 22, 2009 

American Express Bank Limited, New York, New York  -- to amend its articles of association to change its name to Standard Chartered International (USA) Limited, New York.
-Withdrawn, January 20, 2009