Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending February 20, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPON VALLEY BANK

Premises

Capon Valley Bank, Wardensville, West Virginia, to increase its investment on bank premises.

Newspaper:	Not applicable
Federal Register:	Not applicable

COMMUNITY BANK INVESTORS OF AMERICA, LP

* 3A3

FA Capital, LLC. and Community Bank Investors of America, L.P., both located in Richmond, Virginia, to increase their investment in Progress Bank of Florida, Tampa, Florida, from 39.36% to up to 49.99%.

Newspaper:	03/14/2010
Federal Register:	03/14/2010

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2010 (April 1, 2010 - June 30, 2010)

Institution	Location
BANK OF GASSAWAY	GASSAWAY, WEST VIRGINIA
BANK OF THE EASTERN SHORE	CAMBRIDGE, MARYLAND
CENTRAL VA BK	POWHATAN, VIRGINIA
COMMUNITY BK OF TRI-CTY	WALDORF, MARYLAND
LOGAN B&TC	LOGAN, WEST VIRGINIA
MONARCH BK	CHESAPEAKE, VIRGINIA
RBC BK USA	RALEIGH, NORTH CAROLINA
STELLARONE BK	CHRISTIANSBURG, VIRGINIA
UNION B&TC	BOWLING GREEN, VIRGINIA
VIRGINIA B&TC	DANVILLE, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending February 20, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2010 (April 1, 2010 - June 30, 2010)

District: 5
Federal Reserve Bank of: Richmond