Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending May 22, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTRAL STATE BANK

* 18C
* Branch

Central State Bank, Elkader, Iowa, to merge with Corridor State Bank, Coralville, Iowa. As a result of the merger, Central State Bank, will establish a branch office at 2530 Corridor Way, Coralville, Iowa and 202 N Linn Street, Iowa City, Iowa.

Newspaper:	Not available
Federal Register:	Not applicable

CHESTNUT BANCORP, INC

* 3A1

Chestnut Bancorp, Inc., Chestnut, Illinois, to become a bank holding company by acquiring 100 percent of the voting shares of Bank of Chestnut, Chestnut, Illinois.

Newspaper:	06/07/2010
Federal Register:	05/21/2010

CHOICE BANCORP, INC.

3A1

Choice Bancorp, Inc., Oshkosh, Wisconsin, to become a bank holding company by acquiring 100 percent of the voting shares of Choice Bank, Oshkosh, Wisconsin.

Newspaper:	Not applicable
Federal Register:	Not applicable

COMMERCIAL BANCSHARES CORPORATION

* 3A1

Commercial Bancshares Corporation, Frontenac, Missouri, to become a bank holding company by acquiring 25 percent or more of the voting shares of Centrust Financial, Inc., Northbrook, Illinois, and thereby indirectly acquire Centrust Bank, N.A., Northbrook, Illinois.

Newspaper:	Not available
Federal Register:	06/04/2010

NC BANCORP, INC.

4c8

NC Bancorp, Inc., Chicago, Illinois, to continue to engage de novo in making, acquiring, brokering or servicing loans or other extensions of credit.

Newspaper:	Not applicable
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
WHEATON B&TC, WHEATON, ILLINOIS	2044811	10/19/2009	05/10/2010	S	Large Bank

CRA Examinations scheduled for Third Quarter of 2010 (July 1, 2010 - September 30, 2010)

Institution	Location
ALLY FNCL	DETROIT, MICHIGAN
BANK IA	ALTOONA, IOWA
CHELSEA ST BK	CHELSEA, MICHIGAN
CITIZENS BK	FLINT, MICHIGAN
COMMERCIAL SVG BK	CARROLL, IOWA
FIRST CMNTY B&TC	BEECHER, ILLINOIS
FIRST MIDWEST BK	ITASCA, ILLINOIS
HSBC FNC CORP	METTAWA, ILLINOIS
INDEPENDENT BK	IONIA, MICHIGAN
IOWA ST BK	HULL, IOWA
LAKE FOREST B&TC	LAKE FOREST, ILLINOIS
LIBERTYVILLE B&TC	LIBERTYVILLE, ILLINOIS
NORTH SHORE CMNTY B&TC	WILMETTE, ILLINOIS
PRIVATEBANK MTG CO LLC	CHICAGO, ILLINOIS
STATE BK THE LAKES	ANTIOCH, ILLINOIS
TEMPLETON SVG BK	TEMPLETON, IOWA

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending May 22, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2010 (July 1, 2010 - September 30, 2010)

District: 7
Federal Reserve Bank of: Chicago