Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending June 26, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF PONTIAC

* 18C
* Branch

Bank of Pontiac, Pontiac, Illinois, to merge with Bank of Dwight, Dwight, Illinois, and thereby to establish two branches.

Newspaper:	07/12/2010
Federal Register:	Not applicable

CENTRAL STATE BANK

* 18C
* Branch

Central State Bank, Elkader, Iowa, to merge with Corridor State Bank, Coralville, Iowa. As a result of the merger, Central State Bank, will establish a branch office at 2530 Corridor Way, Coralville, Iowa and 202 N Linn Street, Iowa City, Iowa.

Newspaper:	06/27/2010
Federal Register:	Not applicable

ISABELLA BANK

* Branch

Isabella Bank, Mount Pleasant, Michigan, to establish a branch facility to be located at 2222 North Saginaw Road, Midland, Michigan.

Newspaper:	06/13/2010
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK IA, RED OAK, IOWA	612346	03/08/2010	06/21/2010	S	Small Bank
COLE TAYLOR BK, CHICAGO, ILLINOIS	412135	01/19/2010	06/21/2010	O	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending June 26, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago