Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending January 29, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIZENS NATIONAL BANCSHARES OF BOSSIER, INC.

* 3A3

Citizens National Bancshares of Bossier,Inc., Bossier City, Louisiana, to acquire 100 percent of Citizens Bankshares of Springhill, Inc., Springhill, Louisiana, and indirectly acquire Citizens Bank & Trust Company, Springhill, Louisiana.

Newspaper:	02/17/2011
Federal Register:	02/18/2011

SHELBY BANCSHARES, INC.

CIC

Notice by James Edward Campbell; Rick Lane Campbell, individually, and as Trustee for the Collin McElroy Trust; Angela Lee Koonce, individually, and as Trustee for the Collin McElroy Trust; and Cameron James McElroy all of Center, Texas (the "Campbell Family Group"); Aaron Weldon Boles and Lisa Gayle McAdams, both of Center, Texas (the "Boles Family Group"); Clyde Donald Monroe, Center, Texas; and Brenda Monroe Humble, Shelbyville, Texas (the "Monroe Family Group"); Sammy Dean Dance and Connie Mettauer, both of Center, Texas (the "Dance Family Group") (collectively "Notificants"), to retain 25 percent or more of the shares of, and thereby control of, Shelby Bancshares, Inc. and indirectly Shelby Savings Bank, SSB, both of Center, Texas.

Newspaper:	Not available
Federal Register:	02/17/2011

SULPHUR SPRINGS BANCSHARES, INC.

* 3A5

Sulphur Springs Bancshares, Inc., Sulphur Springs, Texas, to acquire by merger 100 percent of First Mineola, Inc., and indirectly acquire The First National Bank of Mineola, both of Mineola, Texas.

Newspaper:	02/04/2011
Federal Register:	02/07/2011

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending January 29, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas