Actions under delegated authority

East West Bank, Pasadena, California -- to establish a branch at 3969 Spring Mountain, Las Vegas, Nevada.
-Approved, September 22, 2011

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 6651 Lake Worth Road, Lake Worth, Florida.
-Approved, September 23, 2011

Merchants State Bank, Freeman, South Dakota -- to establish a branch at 209 West Main Street, Irene.
-Approved, September 22, 2011

American State Bancshares, Inc., Great Bend, Kansas -- to acquire Rose Hill Bancorp, Inc., Rose Hill, and Rose Hill Bank.
-Approved, September 23, 2011

Blue Ridge Holdings, Inc., Atlanta, Georgia -- to acquire SAGE Southeastern Securities, Inc., Atlanta, and thereby engage in investment advisory activities.
-Approved, September 23, 2011

C-B-G, Inc., West Liberty, Iowa -- to acquire shares of Washington Bancorp, Washington, and thereby increase its indirect interest in Washington's subsidiary bank, Federation Bank.
-Approved, September 21, 2011

Bay Commercial Bank, Walnut Creek, California -- to merge with Global Trust Bank, Mountain View.
-Approved, September 23, 2011

Community First Bank of the Heartland, Mt. Vernon, Illinois -- to merge with First State Bank of Dix, Dix, and to retain the acquired facilities as branches.
-Approved, September 21, 2011

Hometown Community Bancshares, Inc., Braselton, Georgia -- change in bank control of Hometown and its subsidiary bank, Hometown Community Bank, Braselton.
-Permitted, September 19, 2011

RCB Holding Company, Inc., Claremore, Oklahoma -- to retain control of RCB and its subsidiary bank, RCB Bank, Claremore.
-Permitted, September 23, 2011

Morgan Stanley, New York, New York -- one-year extension of time to divest or conform certain impermissible nonbanking activities and investments.
-Granted, September 21, 2011

Woodforest Financial Group Employee Stock Ownership Plan (with 401(k)Provisions), The Woodlands, Texas, and Woodforest Financial Group Employee Stock Ownership Trust -- extension to December 16, 2011, to become a bank holding company and to acquire shares of Woodforest Financial Group, Inc., The Woodlands, and indirectly acquire Woodforest National Bank, Houston; and to acquire a savings association through Woodforest Financial Group, Inc., and indirectly Woodforest Bank, FSB, Refugio.
-Granted, September 22, 2011