Actions under delegated authority

Actions taken during the week ending November 12, 2011

Bank Holding Companies

Richmond

Community First Financial Group, Inc., Chapel Hill, North Carolina -- to become a bank holding company on conversion of its subsidiary thrift, Harrington Bank, FSB, Chapel Hill, to a state-chartered bank, Harrington Bank.
-Withdrawn, November 9, 2011

Richmond

Macon Financial Corporation, Franklin, North Carolina -- to become a bank holding company and to merge with Macon Bancorp, Franklin, and subsequently be renamed Macon Bancorp.
-Withdrawn, November 9, 2011

Boston

Wellesley Bancorp, Inc., Wellesley, Massachusetts -- to acquire Wellesley Bank, Wellesley, in connection with its conversion from mutual to stock form.
-Approved, November 10, 2011

Banks, Nonmember, and Miscellaneous Institutions

Secretary

McGraw Hill Federal Credit Union, East Windsor, New Jersey -- location determination of master account at the Federal Reserve Bank of New York.
-Approved, November 9, 2011

Change in Bank Control

San Francisco

Riverbank Holding Company, Spokane, Washington -- change in bank control of Riverbank Holding and its subsidiary bank, Riverbank, Spokane.
-Permitted, November 8, 2011

Extensions of Time

Kansas City

Commerce Bank and Trust Holding Company Employee Stock Ownership Plan, Topeka, Kansas -- extension to May 8, 2011, to acquire additional shares of Commerce Bank and Trust Holding Company, Topeka, and its subsidiary bank, CoreFirst Bank & Trust.
-Granted, November 10, 2011

Atlanta

Compass Bank, Birmingham, Alabama -- extension to January 31, 2012, to establish a branch at 15580 East 104th Avenue, Commerce City, Colorado.
-Granted, November 9, 2011

Membership

St. Louis

Macon-Atlanta State Bank, Macon, Missouri -- to become a member of the Federal Reserve System.
-Approved, November 9, 2011

Savings and Loan Holding Companies

Cleveland

Cheviot Mutual Holding Company, Cincinnati, Ohio -- to convert from mutual to stock form and to merge with and into Cheviot Financial Corp., Cheviot; and for Cheviot Financial Corp. to become a savings and loan holding company and to acquire Cheviot Savings Bank.
-Approved, November 10, 2011