Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending November 26, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

ALTON BANCSHARES, INC.

* 3A3

Alton Bancshares, Inc., Alton, Missouri, to acquire 100 percent of First Community Bank of the Ozarks, Branson, Missouri.

Newspaper:	Not available
Federal Register:	Not available

FIRST BANK CORP

CIC

Samuel T. Sicard, individually and as trustee of the Samuel M. Sicard Living Trust, to retain ownership of 11.80% of the voting shares of First Bank Corp., Fort Smith, Arkansas. Samuel T. Sicard became trustee and acquired voting control of the trust's shares upon the death of his father, Samuel M. Sicard.

Newspaper:	Not available
Federal Register:	12/07/2011

HEBER SPRINGS STATE BANK

* 18C
* Branch

Heber Springs State Bank, Heber Springs, Arkansas, to merge with Eagle Bank and Trust Company, Little Rock, Arkansas, and to retain the acquired facilities as branch offices.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2012 (January 1, 2012 - March 31, 2012)

Institution	Location
BANK OF IBERIA	IBERIA, MISSOURI
BANK OF MCCRORY	MCCRORY, ARKANSAS
CALLAWAY BK	FULTON, MISSOURI
CITIZENS B&TC	VAN BUREN, ARKANSAS
CITIZENS BK	BATESVILLE, ARKANSAS
CITIZENS BK	HARTFORD, KENTUCKY
FARMERS BK	HARDINSBURG, KENTUCKY
FIRST CITIZENS BK	ELIZABETHTOWN, KENTUCKY
FIRST DELTA BK	MARKED TREE, ARKANSAS
FIRST FINANCIAL BK	EL DORADO, ARKANSAS
FORDYCE B&TC	FORDYCE, ARKANSAS
MIDWEST BANKCENTRE	LEMAY, MISSOURI
PATRIOT BK	MILLINGTON, TENNESSEE
REELFOOT BK	UNION CITY, TENNESSEE
SUMMIT BK	ARKADELPHIA, ARKANSAS

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending November 26, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2012 (January 1, 2012 - March 31, 2012)

District: 8
Federal Reserve Bank of: St. Louis