Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending January 7, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

BB&T CORPORATION

* 4c8

BB&T Corporation, Winston-Salem, North Carolina, to acquire 100% of the voting securities of BankAtlantic, Fort Lauderdale, Florida, a federal savings association.

Newspaper:	Not available
Federal Register:	02/03/2012

CB FINANCIAL CORPORATION

CIC

Gregory Allen Turnage, Wilson, North Carolina, to individually acquire up to 31.26% of CB Financial Corporation, Wilson, North Carolina. Additionally, Gregory Allen Turnage, Leonard Turnage Marital Trust B and the Leonard Turnage Funded Irrevocable Trust (trustees, Teresa Turnage Finch and Gregory Allen Turnage), Teresa Turnage Finch, David Allen Turnage and Rebecca Nicole Turnage, all of Wilson, North Carolina, and Jamie Danielle Turnage of Wilmington, North Carolina, as a group acting in concert, to collectively acquire up to 38.22% of the voting shares of CB Financial Corporation.

Newspaper:	01/11/2012
Federal Register:	01/12/2012

FIRST FINANCIAL HOLDINGS INC.

4c8
* 3A1

First Financial Holdings, Inc., Charleston, South Carolina, to become a bank holding company upon the conversion of First Federal Savings and Loan Association, Charleston, South Carolina, to a state chartered commercial bank.

Newspaper:	01/20/2012
Federal Register:	01/27/2012

HOMETRUST BANCSHARES, INC.

* SLHC Formation

HomeTrust Bancshares, Inc., Clyde, North Carolina, to become a savings and loan holding company upon the conversion of HomeTrust Bank, Clyde, North Carolina, from a mutual to stock form of ownership.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF LANCASTER, KILMARNOCK, VIRGINIA	34425	08/15/2011	11/14/2011	S	Int Sm Bank
CECIL BK, ELKTON, MARYLAND	813572	08/22/2011	11/24/2011	S	Int Sm Bank
EAGLEBANK, BETHESDA, MARYLAND	2652092	07/25/2011	11/09/2011	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending January 7, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 5
Federal Reserve Bank of: Richmond