Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending February 25, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

WESTERN STATE AGENCY, INC., EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

* 3A3

Western State Agency, Inc. Employee Stock Ownership Plan and Trust, Devils Lake, North Dakota, to acquire additional shares and thereby increase its ownership of Western State Agency, Inc., Devils Lake, North Dakota, from 28.81% up to 43.25%. Western State Agency, Inc. owns Western State Bank, Devils Lake, North Dakota.

Newspaper:	Not available
Federal Register:	03/09/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2012 (April 1, 2012 - June 30, 2012)

Institution	Location
BANK OF GLEN ULLIN	GLEN ULLIN, NORTH DAKOTA
CITIZENS ST BK OF ONTONAGON	ONTONAGON, MICHIGAN
FARMERS ST BK	VICTOR, MONTANA
FIRST MT BK	LIBBY, MONTANA
PEOPLES BK WI	HAYWARD, WISCONSIN
STATE BK OF ALCESTER	ALCESTER, SOUTH DAKOTA
YELLOWSTONE BK	LAUREL, MONTANA

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending February 25, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2012 (April 1, 2012 - June 30, 2012)

District: 9
Federal Reserve Bank of: Minneapolis