Actions under delegated authority

Actions taken during the week ending April 21, 2012

Bank Branches, Domestic

Chicago

Central Bank, Storm Lake, Iowa -- to establish a branch at 6601 Westown Parkway, Suite 140, West Des Moines.
-Approved, April 20, 2012

Cleveland

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 7753 Lem Turner Road, Jacksonville, Florida.
-Approved, April 19, 2012

Richmond

MainStreet Bank, Herndon, Virginia -- to establish a branch at 727 Elden Street, Herndon.
-Approved, April 20, 2012

Bank Holding Companies

Boston

Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts -- waiver of application to acquire The Connecticut Bank & Trust Company, Hartford, Connecticut, in connection with its merger with and into Berkshire Hills' subsidiary bank, Berkshire Bank, Pittsfield, Massachusetts.
-Granted, April 17, 2012

Richmond

CapGen Capital Group VI LP, New York, New York, and CapGen Capital Group VI LLC -- to increase their investment in Hampton Roads Bankshares, Inc., Norfolk, Virginia, and thereby indirectly increase their investment in Bank of Hampton Roads, Norfolk, and Shore Bank, Onley.
-Approved, April 16, 2012

Chicago

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, Illinois -- to increase its ownership of Minier Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers State Bank.
-Approved, April 20, 2012

Bank Mergers

Chicago

Ackley State Bank, Ackley, Iowa -- to purchase certain assets and assume certain deposits of the Iowa Falls branch of Liberty Bank, F.S.B., West Des Moines, and thereby establish a branch.
-Approved, April 18, 2012

Banks, State Member

Director, BS&R

Tennessee State Bank, Pigeon Forge, Tennessee -- to make certain public welfare investments.
-Approved, April 16, 2012

Change in Bank Control

Dallas

First Liberty National Bancshares, Inc., Liberty, Texas -- change in bank control of First Liberty and its subsidiary bank, First Liberty National Bank, Liberty.
-Permitted, April 16, 2012

Kansas City

Overbrook Bankshares, Inc., Overbrook, Kansas -- to retain control of Overbrook and its subsidiary bank, The First Security Bank, Overbrook.
-Permitted, April 20, 2012

Extensions of Time

San Francisco

East West Bank, Pasadena, California -- extension to April 28, 2013, to establish a branch in Taipei, Taiwan.
-Granted, April 17, 2012

International Operations

Chicago

Lake Forest Bank & Trust Company, Lake Forest, Illinois -- to establish FIFC Edge International Corporation, Lake Forest, as an Edge corporation and thereby invest in First Insurance Funding of Canada, Toronto, Ontario, Canada; and to acquire Macquarie Premium Funding, Inc. and thereby engage in insurance premium finance lending.
-Withdrawn, April 20, 2012

Membership

Richmond

Coastal Bank & Trust, Jacksonville, North Carolina -- to become a member of the Federal Reserve System.
-Approved, April 19, 2012