Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 26, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* Branch

Arvest Bank, Fayetteville, Arkansas, to establish a branch facility to be located at the Southwest Corner of Township Street and College Avenue, Fayetteville, Arkansas.

Newspaper:	05/31/2012
Federal Register:	Not applicable

FIRST STATE BANCORP, INC. EMPLOYEE STOCK OWNERSHIP PLAN

* 3A1

First State Bancorp, Inc. Employee Stock Ownership Plan, Caruthersville, Missouri, to become a bank holding company by acquiring up to 40 percent of First State Bancorp, Inc., Caruthersville, Missouri, and thereby indirectly acquire First State Bank and Trust Company, Caruthersville, Missouri.

Newspaper:	06/15/2012
Federal Register:	06/22/2012

UNITED CITIZENS BANCORP, INC.

CIC

Notice by Eddie D. Franklin, Columbia, Kentucky, to retain control of 10.39 percent of United Citizens Bancorp, Inc., Columbia, Kentucky, and remain its largest shareholder.

Newspaper:	06/07/2012
Federal Register:	06/12/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2012 (July 1, 2012 - September 30, 2012)

Institution	Location
BANK OF HILLSBORO	HILLSBORO, MISSOURI
BANK OF LAKE VILLAGE	LAKE VILLAGE, ARKANSAS
BANK OF SALEM	SALEM, ARKANSAS
CITIZENS B&TC	VAN BUREN, ARKANSAS
EXCHANGE BK NE MO	KAHOKA, MISSOURI
FIRST BK	CREVE COEUR, MISSOURI
FIRST ST BK OF DONGOLA	DONGOLA, ILLINOIS
LEGACY BK & TR CO	ROGERSVILLE, MISSOURI
OHIO VALLEY FNCL GROUP	HENDERSON, KENTUCKY
SCOTT COUNTY ST BK	SCOTTSBURG, INDIANA
SIMMONS FIRST BK OF HOT SPRING	HOT SPRINGS, ARKANSAS

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 26, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2012 (July 1, 2012 - September 30, 2012)

District: 8
Federal Reserve Bank of: St. Louis