Actions under delegated authority

Actions taken during the week ending July 27, 2013

Bank Branches, Domestic

Secretary

IberiaBank, Lafayette, Louisiana -- to establish a branch at Canal and North Tonti Streets, New Orleans.
-Approved, July 22, 2013

Bank Holding Companies

Richmond

CapGen Capital Group III LLC, New York, New York, and CapGen Capital Group III LP -- to increase their investment in Seacoast Banking Corporation of Florida, Stuart, Florida, and thereby indirectly control Seacoast National Bank.
-Withdrawn, July 25, 2013

Atlanta

FBDC Financial Corp., Fort Payne, Alabama -- to become a bank holding company by acquiring First Fidelity Bank, Fort Payne.
-Withdrawn, July 25, 2013

Director, BS&R

HSBC Bank USA, National Association, McLean, Virginia; HSBC Holdings plc, London, England; and HSBC USA Inc., New York, New York -- relief from certain commitments.
-Granted, July 25, 2013

Dallas

R Corp Financial, Round Rock, Texas -- waiver of application to acquire Bertram Bancshares, Inc., Bertram, in connection with the merger of their respective subsidiary banks, R Bank, Round Rock, and Farmers State Bank, Bertram.
-Granted, July 26, 2013

Minneapolis

Union Holding Company, Halliday, North Dakota -- waiver of application to acquire First Wilton Bancshares, Ltd., Wilton, in connection with the merger of their respective subsidiary banks, The Union Bank, Beulah, and First State Bank of Wilton, Wilton.
-Granted, July 26, 2013

Change in Bank Control

Chicago

FNBH Bancorp, Inc., Howell, Michigan -- change in bank control of FNBH Bancorp and its subsidiary, First National Bank in Howell, Howell.
-Withdrawn, July 24, 2013

Extensions of Time

Chicago

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, Illinois -- extension to October 24, 2013, to increase its ownership of Minier Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers State Bank.
-Granted, July 23, 2013

Financial Holding Companies

New York

CIT Group Inc., Livingston, New Jersey -- election to become a financial holding company.
-Effective, July 23, 2013

Atlanta

First National Bankers Bankshares, Inc., Baton Rouge, Louisiana -- election to become a financial holding company.
-Effective, July 23, 2013

Membership

Chicago

C US Bank, Cresco, Iowa -- to become a member of the Federal Reserve System.
-Approved, July 23, 2013

Dallas

Vantage Bank Texas, National Association, Refugio, Texas -- to retain membership in the Federal Reserve System on conversion from a national to a state charter.
-Approved, July 25, 2013