Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending October 12, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO DE CREDITO E INVERSIONES S.A.

* 3A1

Banco De Credito E Inversiones, Empresas Juan Yarur S.A.C., Inversiones Petro S.A., Inversiones Baquio LTDA., Inversiones Nueve LTDA., and Administraciones Baquio LTDA., all of Santiago, Chile, to become bank holding companies by acquiring 100 percent of CM Florida Holdings, Inc., Coral Gables, Florida, and its subsidiary, City National Bank of Florida, Miami, Florida.

Newspaper:	Not available
Federal Register:	08/08/2013

NCG BANCO, S.A.

FBSEA

NCG Banco, S.A., A Coruna, Spain, to establish an international representative-administrative office located in Miami, Florida.

Newspaper:	Not available
Federal Register:	Not applicable

VILLAGES BANCORPORATION, INC.

CIC

Prior change in control notice filed by H. Gary and Renee B. Morse; H. Gary Morse Family Trust, H. Gary Morse as trustee; Mark G. Morse; Mark G. Morse Family Trust, Mark G. Morse as trustee; Jennifer L. Parr; Jennifer L. Parr Family Trust, Jennifer L. Parr as trustee; Tracy L. Matthews; Tracy L. Mathews Family Trust, Tracy L. Mathews as trustee; Daniel Justin Wilson; Jeffrey P. and Teresa G. Skates; and Jeffrey P. Skates as trustee of the following trusts: DJW Irrevocable Trust; James Allen Hawkins, III Irrevocable Trust; Madison Renee Wilson Irrevocable Trust; Waylon Wilson Irrevocable Trust; Whitney Alice Morse Irrevocable Trust; Kelsea Louise Morse Irrevocable Trust; Whitney Morse September 8, 2005 Irrevocable Trust; Kelsea Morse September 8, 2005 Irrevocable Trust; Harper Deskin Boone Irrevocable Trust; Hudson Morse Parr Irrevocable Trust; Megan Whitney Boone Irrevocable Trust; Paige Marsden Boone Irrevocable Trust; Paige M. Boone October 6, 2005 Irrevocable Trust; Megan W. Boone October 6, 2005 Irrevocable Trust; Harper D. Boone October 6, 2005 Irrevocable Trust; James H. Parr, Jr. October 6, 2005 Irrevocable Trust; Thomas Parr October 6, 2005 Irrevocable Trust; Hudson M. Parr October 6, 2005 Irrevocable Trust; The 2012 Megan W. Boone Irrevocable Trust; The 2012 Paige M. Boone Irrevocable Trust; The 2012 Harper D. Boone Irrevocable Trust; The 2012 Hudson M. Boone Irrevocable Trust; Devon Lee Mathews Irrevocable Trust; Lauren Elizabeth Mathews Irrevocable Trust; Lindsey Morse Mathews Irrevocable Trust; Devon Lee Mathews November 7, 2005 Irrevocable Trust; Lauren Elizabeth Mathews November 7, 2005 Irrevocable Trust; Lindsey Morse Mathews November 7, 2005 Irrevocable Trust; all of The Villages, Florida, to collectively acquire 38.73 percent of the outstanding shares of Villages Bancorporation, Inc., and its subsidiary bank, Citizens First Bank, both of The Villages, Florida. The total pro forma ownership will equal 100 percent.

Newspaper:	10/25/2013
Federal Register:	10/29/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending October 12, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta