Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending November 23, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

FNB BANCORP

CIC

Change in Bank Control Notice by The Ricco Lagomarsino Testamentary Trust, Daly City, California, and a group consisting of Lisa Angelot, Enrico P. Togneri, Warren Hutchins, T. Anne Lassahn, (Trustees of the Trust), and Dolores Togneri, Lora Angelot, and Eric Angelot, all of Daly City, California, to retain in excess of 10 percent of FNB Bancorp and thereby indirect control of First National Bank of Northern California, both of South San Francisco, California.

Newspaper:	Not available
Federal Register:	Not available

HERITAGE OAKS BANCORP

* 3A5

Heritage Oaks Bancorp, Paso Robles, California, to merge with Mission Community Bancorp, San Luis Obispo, California, with Heritage Oaks Bancorp as the surviving entity.

Newspaper:	Not available
Federal Register:	Not available

NCAL BANCORP

CIC

1) Change in Bank Control Notice by Alex Meruelo, Newport Coast, California, to acquire up to 89 percent of NCAL Bancorp, and thereby indirectly acquire National Bank of California, both of Los Angeles, California and 2) Notices by NCAL Bancorp, Los Angeles, California, to appoint Alex Meruelo, Luis Alberto Armona, Xavier Alvarez Gutierrez and Ashokkumar R. Patel as Directors.

Newspaper:	Not available
Federal Register:	10/24/2013

TAIPEI FUBON COMMERCIAL BANK CO., LTD.

FBSEA

Taipei Fubon Commercial Bank Co., Ltd, Taipei, Taiwan, requests to establish a representative office in San Jose, California, pursuant to section 211.24(a)(1) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2014 (January 1, 2014 - March 31, 2014)

Institution	Location
BANK OF THE ORIENT	SAN FRANCISCO, CALIFORNIA
CALIFORNIA REPUBLIC BK	IRVINE, CALIFORNIA
CAPITAL BK	SAN JUAN CAPISTRANO, CALIFORNIA
DBA OR PACIFIC BK	FLORENCE, OREGON

* Subject to the provisions of the Community Reinvestment Act

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending November 23, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2014 (January 1, 2014 - March 31, 2014)

District: 12
Federal Reserve Bank of: San Francisco