Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending February 22, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCORPSOUTH, INC.

* 3A5

BancorpSouth, Inc., Tupelo, Mississippi, to acquire, through merger, Ouachita Bancshares Corporation and thereby indirectly acquire Ouachita Independent Bank, both of Monroe, Louisiana.

Newspaper:	Not available
Federal Register:	Not available

BANK OF THE OZARKS INC

* 3A3

Bank of the Ozarks, Inc., Little Rock, Arkansas, to merge with Summit Bancorp, Inc., Arkadelphia, Arkansas, and thereby indirectly acquire Summit Bank, Arkadelphia, Arkansas and will merge into Bank of the Ozarks, Little Rock, Arkansas.

Newspaper:	Not available
Federal Register:	03/21/2014

BEAR STATE FINANCIAL HOLDINGS, LLC

* 3A1

Bear State Financial Holdings, LLC, Little Rock, Arkansas and First Federal Bancshares of Arkansas, Inc., Harrison, Arkansas to become bank holding companies through the acquisition of 100 percent of First National Security Company, Hot Springs, Arkansas and thereby indirectly acquire Heritage Bank, N.A., Jonesboro, Arkansas and First National Bank, Hot Springs, Arkansas.

Newspaper:	Not available
Federal Register:	Not available

FARMERS BANK & TRUST COMPANY

* Branch

Farmers Bank and Trust Company, Magnolia, Arkansas, to establish a branch facility to be located at 1102 Arkansas Blvd., Texarkana, Arkansas.

Newspaper:	02/28/2014
Federal Register:	Not applicable

RODGER O. RINEY FAMILY VOTING TRUST U/A/D 12/31/2012

* SLHC Other

Roger O. Riney Family Voting Trust U/A/D 12/31/12, Town and Country, Missouri, to become a saving and loan holding company by acquiring control of Scottrade Financial Services, Inc., Town and Country, Missouri, and thereby indirectly acquire Scottrade Bank, Town and Country, Missouri, and Boulevard Bank, Neosho, Missouri.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2014 (April 1, 2014 - June 30, 2014)

Institution	Location
BANK OF LA	LOUISIANA, MISSOURI
CENTRAL TR BK	JEFFERSON CITY, MISSOURI
CROSS COUNTY BK	WYNNE, ARKANSAS
FIRST FINANCIAL BK	EL DORADO, ARKANSAS
FIRST ST BK OF DEQUEEN	DEQUEEN, ARKANSAS
TRIUMPH BK	MEMPHIS, TENNESSEE
UNION BK OF MENA	MENA, ARKANSAS

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending February 22, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2014 (April 1, 2014 - June 30, 2014)

District: 8
Federal Reserve Bank of: St. Louis