Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending March 22, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

CNB CORPORATION

CIC

Rick A. Tromble and Michele L. Tromble, individually and as trustees of the Rick A. Tromble Revocable Living Trust and the Michele L. Tromble Revocable Living Trust, both of Cheboygan, Michigan, to retain ten percent or more of the outstanding voting stock and thereby control of CNB Corporation, Cheboygan, Michigan. CNB Corporation controls Citizens National Bank of Cheboygan, a national banking association, also of Cheboygan, Michigan.

Newspaper:	03/14/2014
Federal Register:	03/13/2014

LAKE CITY BANK

* Branch

Notice by Lake City Bank, Warsaw, Indiana, to establish a branch at 119 South Third Street, Goshen, Indiana.

Newspaper:	03/26/2014
Federal Register:	Not applicable

NORTH SHORE COMMUNITY BANK & TRUST COMPANY

* 18C
* Branch

North Shore Community Bank and Trust Company, Wilmette, Illinois, to purchase certain assets and assume certain liabilities of Northbrook Bank and Trust Company, Northbrook, Illinois.

Newspaper:	Not available
Federal Register:	Not applicable

STEPHENSON NATIONAL BANCORP, INC.

* 3A5

Stephenson National Bancorp, Inc., Marinette, Wisconsin, to merge with PWB Bancshares, Inc., Wausaukee, Wisconsin, and thereby indirectly acquire control of Bank North, Wausaukee, Wisconsin.

Newspaper:	Not available
Federal Register:	04/07/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
HARTSBURG ST BK, HARTSBURG, ILLINOIS	799939	11/25/2013	03/19/2014	S	Small Bank
SECURITY SVG BK, GOWRIE, IOWA	616540	11/04/2013	03/10/2014	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending March 22, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago