Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending April 19, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BENEFIT FINANCIAL GROUP, INC

* 3A1

Benefit Financial Group, Inc., Fort Smith, Arkansas, to become a bank holding company through the conversion of its wholly owned subsidiary bank, Benefit Bank, Fort Smith, Arkansas from a federal savings bank to a state charted non-member bank.

Newspaper:	05/10/2014
Federal Register:	05/19/2014

FIRST CLOVER LEAF FINANCIAL CORP

* 3A1

First Clover Leaf Financial Corporation, Edwardsville, Illinois, to become a bank holding company through the conversion of its wholly owned subsidiary, First Clover Leaf Bank, FSB, Edwardsville, Illinois, from a federal savings bank to a national bank.

Newspaper:	05/17/2014
Federal Register:	05/19/2014

FIRST STATE BANCSHARES, INC.

CIC

Notice by Greg Allen, as trustee or co-trustee for the Teresa Grindstaff Trust U/I William Cooper General Trust, Teresa Grindstaff Perpetuity Trust, Teresa Grindstaff IRA, Teresa Grindstaff 2012 Family Trust, Walker Family Trust U/I William Cooper General Trust, Tammy Walker Perpetuity Trust, Walker Family IRA, Greg Allen U/I William Cooper, Jane Allen Trust, Greg E. Allen IRA, all of Farmington, Missouri, to retain control of 28.68 percent of First State Bancshares, Inc., Farmington, Missouri.

Newspaper:	04/21/2014
Federal Register:	05/07/2014

SOUTHERN MISSOURI BANCORP, INC.

* 3A5

Southern Missouri Bancorp, Inc., Poplar Bluff, Missouri, to merge with Peoples Service Company, Nixa, Missouri, and thereby indirectly acquire Peoples Bank of the Ozarks, Nixa, Missouri.

Newspaper:	05/18/2014
Federal Register:	05/12/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending April 19, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis