Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending June 7, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST AND FARMERS BANK HOLDING COMPANY, THE

CIC

Charles A. Bon, Robinson, North Dakota, and Thomas A. Bon, Fargo, North Dakota, to each acquire 25 percent or more of the shares of The First and Farmers Bank Holding Company, Portland, North Dakota, and thereby indirectly gain control of The First and Farmers Bank, Portland, North Dakota.

Newspaper:	Not available
Federal Register:	06/18/2014

HERITAGE BANCSHARES GROUP, INC.

CIC

John Van Dyke III, Menlo Park, CA, as co-trustee with Mary Van Dyke, San Mateo, CA, of the John & Mary Van Dyke Family Trust dated December 22, 1998, San Mateo, CA (Van Dyke Trust), and as co-trustee with Alison Van Dyke, Menlo Park, CA, of the John & Alison Van Dyke Family Trust, executed under declaration of trust dated May 10, 2001, Menlo Park, CA, to individually retain control of 10 percent or more of the voting shares of Heritage Bancshares Group, Inc., Willmar, MN (Heritage), and thereby indirectly retain control of Heritage Bank, N.A., Spicer, MN. In addition, the Van Dyke Trust; Virginia Geiger, Bloomington, MN; Owen Geiger, Willmar, MN; and Pearl Geiger, Minneapolis, MN; to retain shares of Heritage, as part of the Geiger family shareholder group acting in concert, which owns more than 25% of Heritage.

Newspaper:	06/05/2014
Federal Register:	06/09/2014

J & B FINANCIAL HOLDINGS, INC.

4c8
* 3A3

J & B Financial Holdings, Inc., Minneapolis, Minnesota, to acquire 100 percent of DUBOIS BankShares, Inc., Sauk Centre, Minnesota, and thereby indirectly acquire First State Bank of Sauk Centre, Sauk Centre, Minnesota. J & B Financial Holdings, Inc., Minneapolis, Minnesota, to acquire 100% of DUBOIS BankShares, Inc. d/b/a 1st State Agency, Sauk Centre, Minnesota, and thereby indirectly engage in general insurance activities in a community that has a population not exceeding 5,000.

Newspaper:	Not available
Federal Register:	Not available

TIMBERLAND BANCORP

CIC

Change in control notice by Carol A. Nelson, Baxter, Minnesota, and Lee W. Anderson, Tower, Minnesota, to each acquire 25% or more of the shares of Timberland Bancorp, Baxter, Minnesota, and thereby indirectly control First National Bank of Buhl, Mountain Iron, Minnesota. In addition, Carol A. Nelson, Baxter, Minnesota, Doug B. Junker, Brainerd, Minnesota, and Lee W. Anderson, Tower, Minnesota, as a group acting in concert, to acquire 25% or more of the shares of Timberland Bancorp, Baxter, Minnesota.

Newspaper:	Not available
Federal Register:	06/11/2014

YELLOWSTONE BANK, THE

* 18C
* Branch

The Yellowstone Bank, Laurel, Montana to purchase certain assets and assume certain liabilities of the Sidney, Montana office of 1st Bank, Sidney, Montana, and incident thereto proposes to establish a branch at 120 2nd Street NW, Sidney, Montana.

Newspaper:	05/30/2014
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending June 7, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis