Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending August 9, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO DE CREDITO E INVERSIONES S.A.

* 3A1

Banco De Credito E Inversiones, Empresas Juan Yarur S.A.C., Inversiones Petro S.A., Inversiones Baquio LTDA., Inversiones Nueve LTDA., and Administraciones Baquio LTDA., all of Santiago, Chile, to become bank holding companies by acquiring 100 percent of CM Florida Holdings, Inc., Coral Gables, Florida, and its subsidiary, City National Bank of Florida, Miami, Florida.

Newspaper:	Not available
Federal Register:	08/08/2013

BANK OF ERATH HOLDING COMPANY

CIC

After-the-fact change in control notice filed by Paul Gonsoulin Moresi Jr., Linda Hebert Moresi, and Paul Gonsoulin Moresi III, all of Abbeville, Louisiana; to retain 10.68 percent of the outstanding voting shares of Bank of Erath Holding Company, and its subsidiary, Bank of Erath, both of Erath, Louisiana.

Newspaper:	08/25/2014
Federal Register:	08/22/2014

C1 FINANCIAL, INC.

CIC

Prior change in control notice filed by Trevor R. Burgess, St. Petersburg, Florida, Marcio Camargo, S�o Paulo, Brazil, Marcelo Lima, S�o Paulo, Brazil, Erwin Russel, S�o Paulo, Brazil, CBM Holdings Qualified Family, L.P. Toronto, Ontario, Canada, an Ontario, Canada limited partnership, the General Partner of which is Marcelo Lima, and Amazonite Family Limited Partnership, Ontario, Canada, the General Partner of which is Erwin Russel, for Mr. Russel to transfer his shares of C1 Financial, Inc., to Amazonite Family Limited Partnership, and for the latter to acquire 10 percent or more of the shares and thereby control of C1 Financial, Inc., and its subsidiary bank, C1 Bank, both of St. Petersburg, Florida.

Newspaper:	Not available
Federal Register:	Not available

COMMERCE UNION BANK

* 18C
* Branch

Commerce Union Bank, Springfield, Tennessee, to merge with Reliant Bank, Brentwood, Tennessee.

Newspaper:	08/29/2014
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
PALM BEACH CMNTY BK, WEST PALM BEACH, FLORIDA	3690662	04/14/2014	07/29/2014	S	Small Bank
PILOT BK, TAMPA, FLORIDA	318835	04/21/2014	08/03/2014	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending August 9, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta