Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending August 23, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

GRAND MOUNTAIN BANCSHARES, INC.

CIC

Notification by Charles T. Wittwer, Colorado Springs, Colorado, to acquire control of Grand Mountain Bancshares, Inc., parent of Grand Mountain Bank, FSB, both of Granby, Colorado.

Newspaper:	Not available
Federal Register:	09/02/2014

MOUNTAIN VALLEY BANK

Member

Mountain Valley Bank, Walden, Colorado, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF ELGIN, ELGIN, NEBRASKA	485054	05/12/2014	08/08/2014	S	Small Bank
HIGH CNTRY BK, SALIDA, COLORADO	479370	05/12/2014	08/08/2014	S	Small Bank
LAKESIDE BK OF SALINA, SALINA, OKLAHOMA	391557	05/05/2014	08/20/2014	O	Small Bank

CRA Examinations scheduled for Forth Quarter of 2014 (October 1, 2014 - December 31, 2014)

Institution	Location
AMERICAN BK OF BAXTER SPRINGS	BAXTER SPRINGS, KANSAS
AMERICAN HERITAGE BK	SAPULPA, OKLAHOMA
AMERICAS CMNTY BK	BLUE SPRINGS, MISSOURI
BANK OF HARTINGTON	HARTINGTON, NEBRASKA
CORNERSTONE BK	OVERLAND PARK, KANSAS
EXCHANGE BK OF MO	FAYETTE, MISSOURI
FARMERS ST BK	QUINTON, OKLAHOMA
FIRST ST BK OF CO	HOTCHKISS, COLORADO
FIRSTBANK OF NE	WAHOO, NEBRASKA
GUNNISON B&TC	GUNNISON, COLORADO

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending August 23, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2014 (October 1, 2014 - December 31, 2014)

District: 10
Federal Reserve Bank of: Kansas City