Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending September 20, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK OF THE OZARKS INC

* 3A5

Bank of the Ozarks, Inc., Little Rock, Arkansas, to merge with Intervest Bancshares Corporation, New York, New York, and thereby indirectly acquire Intervest National Bank, New York, New York.

Newspaper:	10/11/2014
Federal Register:	10/14/2014

BANK OF THE OZARKS INC

4c8

Bank of the Ozarks, Inc., Little Rock, Arkansas, to engage in lending activities, through the acquisition of 100 percent of Intervest Bancshares Corporation, New York, New York.

Newspaper:	Not applicable
Federal Register:	10/14/2014

CENTRAL BANCOMPANY, INC

* 3A3

Central Bancompany, Inc., Jefferson City, Missouri, and it subsidiary bank holding company, First National Bancor, Inc., Lee's Summit, Missouri, to indirectly acquire 100 percent of Douglas County Bank, Lawrence, Kansas.

Newspaper:	10/26/2014
Federal Register:	Not available

FIRST ALLIANCE BANCSHARES, INC.

CIC

Notice by Tyrone A. Burroughs, Germantown, Tennessee, individually and as part of a family control group to retain control of First Alliance Bancshares, Inc., Cordova, Tennessee. The family control group consists of Tyrone A. Burroughs, Nelda F. Burroughs, and Burroughs Investment Group, all of Germantown, Tennessee; and Melanie B. Cole, Williamsburg, Virginia.

Newspaper:	Not available
Federal Register:	10/09/2014

GERMANTOWN CAPITAL CORPORATION, INC.

CIC

Notice by the Lowrey family control group, to acquire 11.02 percent of Germantown Capital Corporation, Inc., Germantown, Tennessee. The Lowrey family control group consists of Jeffrey Harris Lowrey MD, Millennium Trust Company LLC, custodian for Jeffrey Lowrey, MD SEP IRA, both of Eads, Tennessee; Jennifer Lauren Watson, Louisville, Kentucky; John Allen Lowrey, James Richard Lowrey, and Nancy Kemp Lowrey, all of Fairborn, Ohio.

Newspaper:	10/14/2014
Federal Register:	10/02/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
CENTRAL TR BK, JEFFERSON CITY, MISSOURI	853952	05/27/2014	09/11/2014	S	Large Bank
MIDLAND ST BK, EFFINGHAM, ILLINOIS	773247	10/15/2013	09/11/2014	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending September 20, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis