Actions under delegated authority

Actions taken during the week ending November 22, 2014

Bank Branches, Domestic

Chicago

Bank Midwest, Spirit Lake, Iowa -- to establish a branch at 225 South Minnesota Avenue, Sioux Falls, South Dakota.
-Approved, November 17, 2014

New York

Metropolitan Commercial Bank, New York, New York -- to establish a branch at 111 Great Neck Road, Great Neck.
-Approved, November 20, 2014

Bank Holding Companies

Richmond

American National Bankshares Inc., Danville, Virginia -- to acquire MainStreet Bankshares Inc., Martinsville, and thereby indirectly acquire Franklin Community Bank, National Association, Rocky Mount.
-Approved, November 21, 2014

Philadelphia

Mid Penn Bancorp, Inc., Millersburg, Pennsylvania -- waiver of application to acquire Phoenix Bancorp, Inc., Minersville, in connection with the merger of their respective subsidiaries, Mid Penn Bank, Millersburg, and Miners Bank, Minersville.
-Withdrawn, November 19, 2014

Atlanta

RCB Financial Corporation, Rome, Georgia -- commitment relief request.
-Granted, November 19, 2014

Bank Mergers

Secretary

Univest Bank and Trust Co., Souderton, Pennsylvania -- to acquire by merger Valley Green Bank, Philadelphia, and thereby establish branches.
-Approved, November 18, 2014

Change in Bank Control

Kansas City

Cornerstone Alliance, Ltd., Winfield, Kansas -- to retain control of Cornerstone Alliance, Ltd., and its subsidiary, CornerBank, Winfield.
-Permitted, November 18, 2014

Chicago

Oxford Financial Corporation, Oak Brook, Illinois -- to retain control of Oxford Financial Corporation and its subsidiary, Oxford Bank and Trust, Oak Brook.
-Withdrawn, November 21, 2014

Extensions of Time

Secretary

BB&T Corporation, Winston-Salem, North Carolina -- commenter's request to extend the comment period on the application to acquire The Bank of Kentucky Financial Corporation, Crestview Hills, Kentucky.
-Denied, November 20, 2014

Financial Holding Companies

Cleveland

Farmers & Merchants Bancorp, Inc., Archbold, Ohio -- election to become a financial holding company.
-Effective, November 21, 2014

St. Louis

First Security, Inc., Owensboro, Kentucky -- election to become a financial holding company.
-Effective, November 19, 2014

Membership

St. Louis

First Savings Bank, F.S.B., Clarksville, Indiana -- to become a member of the Federal Reserve System.
-Approved, November 19, 2014

Chicago

Grand River Bank, Grandville, Michigan -- to become a member of the Federal Reserve System.
-Approved, November 21, 2014