Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending November 29, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

CHEMICAL FINANCIAL CORPORATION

* 3A5

Chemical Financial Corporation, Midland, Michigan intends to apply to the Federal Reserve Board for permission to merge with a bank holding company, Monarch Community Bancorp, Inc., Coldwater, Michigan, and thereby acquire control of Monarch Community Bank, Coldwater, Michigan.

Newspaper:	Not available
Federal Register:	12/23/2014

FARMERS & MERCHANTS SAVINGS BANK

* 18C
* Branch

Farmers & Merchants Savings Bank, Manchester, Iowa, to merge with its sister bank, Security Savings Bank, Eagle Grove, Iowa. As a result of the merger, all locations of Security Savings Bank will become branches of Farmers & Merchants Savings Bank.

Newspaper:	12/12/2014
Federal Register:	Not applicable

FIRST FARMERS BANK & TRUST

* 18C
* Branch

First Farmers Bank & Trust Company, Converse, Indiana, to merge with United Community Bank, Oakwood, Illinois, and thereby establish 2 branch offices.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST FARMERS BANK & TRUST

* 18C
* Branch

First Farmers Bank & Trust Company, Converse, Indiana, to merge with First National Bank of Chrisman, Chrisman, Illinois, and thereby establish 1 branch office.

Newspaper:	Not available
Federal Register:	Not applicable

OSSIAN FINANCIAL SERVICES, INC.

CIC

W. W. Pete Archbold Trust, and Michael G. Lewis as trustee of the W. W. Pete Archbold Trust, both of Ossian, Indiana, to acquire control of 10 percent or more of the voting shares of Ossian Financial Services, Inc., and thereby indirectly acquire control of Ossian State Bank, both of Ossian, Indiana.

Newspaper:	12/12/2014
Federal Register:	12/12/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST B&T, EVANSTON, ILLINOIS	2333298	03/31/2014	11/12/2014	O	Int Sm Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending November 29, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago