Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending December 13, 2014

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST FRANKFORT BANCSHARES, INC.

CIC

Notification submitted by the Joseph P. Kennedy and Marybeth Kennedy Trust, and Jay Kennedy, trustee, both of Frankfort, Kansas; Nancy Padden, individually and as trustee of the Nancy C. Padden Trust, and Jon Padden as trustee of the Nancy C. Padden Trust, all of Marysville, Kansas; to retain control of First Frankfort Bancshares, Inc., parent of First National Bank in Frankfort, both in Frankfort, Kansas.

Newspaper:	Not available
Federal Register:	12/26/2014

HERITAGE GROUP, INC.

CIC

Notification submitted by the Charles & Donna Moyer Irrevocable Trust; Cambell Moyer, individually and as trustee of the Charles & Donna Moyer Irrevocable Trust; Melynda Moyer, Emily Moyer Jasnowski, and Tess Moyer, all of Aurora, Nebraska; Steve Arnett and Maggie Arnett, Wood River, Nebraska; Scott Moyer, San Francisco, California; Tom Moyer, Arvada, Colorado; Andrew Moyer and Alexa Moyer, Omaha, Nebraska; Chris Moyer, Pasadena, California; Steve Moyer, New York, New York; Michelle Moyer, Brooklyn, New York; Eleanor Jane Moyer, Grand Island, Nebraska; and Judy Moyer, Sun City West, Arizona, all to be approved as members of the Moyer Family Group, and to retain control of Heritage Group, Inc., Aurora, Nebraska, parent of Heritage Bank, Wood River, Nebraska.

Newspaper:	12/19/2014
Federal Register:	12/05/2014

INTERBANK

* 18C
* Branch

InterBank, Oklahoma City, Oklahoma, to merge with HBank Texas, Grapevine, Texas, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

INTERBANK

* 18C
* Branch

InterBank, Oklahoma City, Oklahoma, to merge with First State Bank, Yukon, Oklahoma, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

LEAD FINANCIAL GROUP, INC.

CIC

Notification by the JCR 2015 LFG Trust and Joshua C. Rowland, Kansas City, Missouri, individually and as co-trustee, of the JCR 2015 LFG Trust, all of Kansas City, Missouri, to acquire control of Lead Financial Group, Inc., parent of Lead Bank, both in Garden City, Missouri.

Newspaper:	12/28/2014
Federal Register:	12/29/2014

OLNEY BANCSHARES OF TEXAS, INC.

* 3A3

Olney Bancshares of Texas, Inc., Olney, Texas, to acquire 100 percent of the voting shares of Waukomis Bancshares, Inc., Yukon, Oklahoma.

Newspaper:	Not available
Federal Register:	Not available

SOUTHEAST BANCSHARES, INC.

CIC

Notification submitted by The Virgil A. Lair and Mary A. Lair Irrevocable Trust dated August 15, 2013, Chanute, Kansas; Gregory D. Lair, Piqua, Kansas; Casey A. Lair, Neodesha, Kansas; Mark T. Lair, Chanute, Kansas; and Jill A. Aylward, Chanute, Kansas; all individually and as trustees, to retain control of Southeast Bancshares, Inc., parent of Bank of Commerce, both in Chanute, Kansas; Chetopa State Bank & Trust Company, Chetopa, Kansas; and First Neodesha Bank, Neodesha, Kansas.

Newspaper:	Not available
Federal Register:	12/15/2014

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
RCB BK, CLAREMORE, OKLAHOMA	945053	07/14/2014	11/27/2014	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending December 13, 2014

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City