FRB: H.2--Actions under delegated authority--Week ending December 27, 2014

Banco Popular North America, New York, New York -- to establish a branch at 85 Broad Street, New York.
-Approved, December 24, 2014

Elmira Savings Bank, Elmira, New York -- to establish a branch at 712 North Franklin Street, Watkins Glen.
-Approved, December 26, 2014

The Monticello Banking Company, Monticello, Kentucky -- to establish a branch at 651 US 31W Bypass, Bowling Green.
-Approved, December 26, 2014

First Capital Bancshares, Inc., Bennettsville, South Carolina -- to relocate to Laurinburg, North Carolina, and become a bank holding company on the relocation and conversion of its subsidiary, First Capital Bank, Bennettsville, from a federal savings bank to a North Carolina-chartered commercial bank.
-Approved, December 18, 2014
(A/C)

First Waterloo Bancshares, Inc., Waterloo, Illinois -- to acquire Prairie National Bank, Stewardson.
-Approved, December 26, 2014

Fulton Financial Corporation, Lancaster, Pennsylvania -- to make certain public welfare investments.
-Approved, December 23, 2014

Treynor Bancshares, Inc., Treynor, Iowa, and TS Contrarian Bancshares, Inc. -- waiver of application to acquire Hanisch Bankshares, Ltd., Crosby, North Dakota, in connection with the merger of their respective subsidiaries, The Bank of Tioga, Tioga, and Farmers State Bank of Crosby, Crosby.
-Granted, December 24, 2014

Bank of Hawaii, Honolulu, Hawaii -- to make a public welfare investment.
-Approved, December 23, 2014

Goldman Sachs Bank USA, New York, New York -- to make certain public welfare investments.
-Approved, December 22, 2014

Lafayette Ambassador Bank, Bethlehem, Pennsylvania -- to make a public welfare investment.
-Approved, December 23, 2014

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-Approved, December 22, 2014

Regions Bank, Birmingham, Alabama -- to make certain public welfare investments.
-Approved, December 22, 2014

SunTrust Bank, Atlanta, Georgia -- to make certain public welfare investments.
-Approved, December 23, 2014

MidCountry Financial Corp, Macon, Georgia -- change in bank control of MidCountry Financial Corp and its subsidiary, MidCountry Bank, Marion, Illinois.
-Withdrawn, December 23, 2014

N.A. Corporation, Roseville, Minnesota -- change in bank control of N.A. Corporation and its subsidiary, North American Banking Company, Roseville.
-Permitted, December 23, 2014

Regal Bancorp, Inc., Owings Mills, Maryland -- change in bank control of Regal Bancorp, Inc. and its subsidiary, Regal Bank & Trust, Owings Mills.
-Permitted, December 23, 2014

Goldman Sachs Bank USA, New York, New York -- extension of time to make a public welfare investment.
-Granted, December 16, 2014
(A/C)

United Community Financial Corporation, Grand Rapids, Michigan -- election to become a financial holding company.
-Effective, December 23, 2014

Bank of America, National Association, Charlotte, North Carolina -- waiver of remainder of prior-notice period to make an investment in a new foreign bank subsidiary, Bank of America (China) Limited, Shanghai, People's Republic of China.
-Granted, December 22, 2014

Putnam Bank, Putnam, Connecticut -- to become a member of the Federal Reserve System.
-Approved, December 23, 2014

Regulation Z (Truth in Lending) -- annual adjustment of the dollar amount used to determine whether a small loan is exempt from the special appraisal requirements for higher-priced mortgage loans.
-Approved, December 19, 2014
(A/C)

Actions under delegated authority

Actions taken during the week ending December 27, 2014

Bank Branches, Domestic

Bank Holding Companies

Banks, State Member

Change in Bank Control

Extensions of Time

Financial Holding Companies

International Operations

Membership

Regulations and Policies