Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 23, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

BOONE COUNTY NATIONAL BANK OF COLUMBIA, THE

Member

The Boone County National Bank of Columbia, Columbia, Missouri, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

CITIZENS BANK

* Branch

Citizens Bank, Hartford, Kentucky, to establish a branch facility to be located at 1021 S. Main Street, Hartford, Kentucky.

Newspaper:	06/09/2015
Federal Register:	Not applicable

FIRST NATIONAL BANK OF PONTOTOC, THE

Member

The First National Bank of Pontotoc, Pontotoc, Mississippi, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

PULASKI FINANCIAL CORP.

4c8
* 3A1

Pulaski Financial Corp., St. Louis, Missouri, to become a bank holding company through the conversion of its wholly owned subsidiary, Pulaski Bank, Creve Coeur, Missouri, from a federal savings bank to a national association charter. Also a companion filing by Pulaski Financial Corp., St. Louis, Missouri, to engage in lending activities.

Newspaper:	06/26/2015
Federal Register:	06/18/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2015 (July 1, 2015 - September 30, 2015)

Institution	Location
ARVEST BK	FAYETTEVILLE, ARKANSAS
BANK OF JACKSON	JACKSON, TENNESSEE
BANKTENNESSEE	COLLIERVILLE, TENNESSEE
CENTRAL BK OF LK OF THE OZARKS	OSAGE BEACH, MISSOURI
ELBERFELD ST BK	ELBERFELD, INDIANA
FARMERS B&TC	BLYTHEVILLE, ARKANSAS
FIRST CMNTY BK XENIA FLORA	XENIA, ILLINOIS
FIRST NB OF ST LOUIS	CLAYTON, MISSOURI
MAINSTREET BK	ASHLAND, MISSOURI
WARREN B&TC	WARREN, ARKANSAS

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 23, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2015 (July 1, 2015 - September 30, 2015)

District: 8
Federal Reserve Bank of: St. Louis