Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending August 22, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

CIERA BANK

* Branch

Application by Ciera Bank, Graham, Texas, to open a temporary branch at 1120 Summit Avenue, Fort Worth, Texas 76102.

Newspaper:	08/24/2015
Federal Register:	Not applicable

FIRST BAIRD BANCSHARES, INC.

CIC

Notice of Change of Control by The Estate of Joe E. Sharp (Zan Sharp Prince and Robert Justin Sharp, Co-Executors), Bedford, Texas; Pop's Family Irrevocable Trust (Zan Sharp Prince, Trustee), Weatherford, Texas; Zan Sharp Prince, Weatherford, Texas; Matthew Scott Sharp, Grapevine, Texas; Robert Justin Sharp, Fort Worth, Texas; and Keleigh Sharp Greenwood, Kirkland, Washington; as a group acting in concert to control greater than 25 percent of First Baird, Bancshares, Inc., Bedford, Texas, and indirectly, First Bank Texas, SSB, Baird, Texas.

Newspaper:	Not available
Federal Register:	08/25/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK & TR SSB, DEL RIO, TEXAS	623454	04/13/2015	09/18/2015	S	Int Sm Bank
VANTAGE BK TX, SAN ANTONIO, TEXAS	26765	03/30/2015	09/14/2015	S	Int Sm Bank

CRA Examinations scheduled for Forth Quarter of 2015 (October 1, 2015 - December 31, 2015)

Institution	Location
TEXAS RGNL BK	HARLINGEN, TEXAS

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending August 22, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2015 (October 1, 2015 - December 31, 2015)

District: 11
Federal Reserve Bank of: Dallas