Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending October 31, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* Branch

Arvest Bank, Fayetteville, Arkansas, to establish a branch facility to be located at 505 Northview Road, Nixa, Missouri.

Newspaper:	11/05/2015
Federal Register:	Not applicable

CITIZENS BANCSHARES OF BATESVILLE, INC.

* 18C
* Branch
* 3A3

Citizens Bancshares of Batesville, Inc., Batesville, Arkansas, to acquire 100 percent of Parkway Bank, Rogers, Arkansas. Also The Citizens Bank, Batesville, Arkansas, to merge with Parkway Bank, Rogers, Arkansas, and to retain the acquired facilities as branch offices.

Newspaper:	11/27/2015
Federal Register:	11/27/2015

FIRST BRECKINRIDGE BANCSHARES, INC.

* 3A3

First Breckinridge Bancshares, Inc., Irvington, Kentucky, to acquire 100 percent of American Bank & Trust Company, Inc., Bowling Green, Kentucky.

Newspaper:	11/27/2015
Federal Register:	Not available

FIRST NATIONAL BANCORP, INC.

* 3A3

First National Bancorp, Inc., Green Forest, Arkansas, to acquire 100 percent of the voting shares of Twin Lakes Community Bank, Flippin, Arkansas.

Newspaper:	11/21/2015
Federal Register:	11/27/2015

LINDELL BANK & TRUST COMPANY

* 3A5
* 18C
* Branch

Lindell Bank & Trust Company, St. Louis, Missouri, to merge with Concord Bank, St. Louis, Missouri, and to retain the acquired facility as a branch office. Also a companion filing by First Illinois Bancorp, Inc., East St. Louis, Illinois, to acquire 100 percent of Concord Bancshares, Inc., and thereby indirectly acquire Concord Bank, both of St. Louis, Missouri.

Newspaper:	11/20/2015
Federal Register:	11/27/2015

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending October 31, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis