Actions under delegated authority

Community Advisory Council -- notice that the Board is accepting applications from individuals who wish to be considered for membership on the Community Advisory Council.
-Approved, May 2, 2016

Alpine Bank & Trust Co., Rockford, Illinois -- to establish a branch at 1401 North Main Street, Rockford.
-Approved, May 5, 2016

EagleBank, Bethesda, Maryland -- to establish a branch at 3143 N Street NW, Washington, D.C.
-Approved, May 5, 2016

Oregon Pacific Banking Co., dba Oregon Pacific Bank, Florence, Oregon -- to establish a branch at 975 Oak Street, Eugene.
-Approved, May 6, 2016

Reading Co-operative Bank, Reading, Massachusetts -- to establish a branch at 100 Hemlock Road, Wakefield.
-Approved, May 6, 2016

Ameri Financial Group, Inc., Stillwater, Minnesota -- to become a bank holding company by acquiring Eagle Valley Bank, National Association, Saint Croix Falls, Wisconsin.
-Approved, May 2, 2016

HarborOne Mutual Bancshares, Brockton, Massachusetts, and HarborOne Bancorp, Inc. -- to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring HarborOne Bank, Brockton, in connection with its conversion from mutual to stock form.
-Approved, May 6, 2016

Marquis Bancorp, Inc., Coral Gables, Florida -- to become a bank holding company by acquiring Marquis Bank, Coral Gables.
-Withdrawn, May 4, 2016

United Bankers' Bancorporation, Inc., Bloomington, Minnesota -- to merge with Bankers Bancshares, Inc., Worthington, Ohio, and thereby indirectly acquire Great Lakes Bankers Bank; for United Bankers' Bank, Bloomington, to merge with Great Lakes Bankers Bank and thereby establish a branch; and for United Bankers' Bancorporation, Inc. to acquire Great Lakes Banc Consulting, Inc., Worthington, and thereby engage in permissible nonbanking activities.
-Approved, May 6, 2016

Massachusetts Mutual Life Insurance Company, Springfield, Massachusetts; Alfa Mutual Insurance Company, Montgomery, Alabama; and The Auto Club Group, Dearborn, Michigan -- requests to use alternative accounting standards to calculate their liabilities for purposes of Regulation XX.
-Approved, May 4, 2016

The American Bank of Sidney, Nebraska, Sidney, Nebraska -- request for an exemption under the Depository Institution Management Interlocks Act and Regulation L.
-Granted, May 3, 2016

Bank Management, Inc., Wahoo, Nebraska -- to retain control of Bank Management, Inc., and its subsidiary, FirstBank of Nebraska, Wahoo.
-Permitted, May 6, 2016

Maham Beteiligungsgessellschaft AG, Zurich, Switzerland -- to retain control of Maham Beteiligungsgessellschaft AG, the bank holding company parent of Habib American Bank, New York, New York.
-Permitted, May 5, 2016

Menard Bancshares, Inc., Menard, Texas -- to retain control of Menard Bancshares, Inc., and its subsidiary, Menard Bank, Menard.
-Permitted, May 6, 2016

Scotland Holding Company, Scotland, South Dakota -- to retain control of Scotland Holding Company and its subsidiary, Farmers & Merchants State Bank, Scotland.
-Permitted, May 3, 2016

Southwestern Bancorp, Inc., Boerne, Texas -- change in bank control of Southwestern Bancorp, Inc., and its subsidiary, Texas Heritage Bank, Boerne.
-Permitted, May 3, 2016

Westamerica Bancorporation, San Rafael, California -- to retain control of Westamerica Bancorporation and its subsidiary, Westamerica Bank, San Rafael.
-Withdrawn, May 6, 2016

Citigroup Inc., New York, New York -- extension of time to divest or conform a merchant banking investment.
-Granted, May 6, 2016

Royal Bancshares, Inc., St. Louis, Missouri -- extension to August 4, 2016, to acquire Frontenac Bancshares, Inc., Earth City, and thereby indirectly acquire Frontenac Bank; and for Royal Acquisition LLC, University City, to become a bank holding company by acquiring Frontenac Bank.
-Granted, May 2, 2016