Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending August 6, 2016

Filer

Filing Type

Filing Proposal

End of Comment Period

CORNERSTONE BANK

* 18C
* Branch

Cornerstone Bank, York, Nebraska, to purchase certain assets and assume certain liabilities of The State Bank of Hildreth, Hildreth, Nebraska, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

EQUITY BANCSHARES, INC.

* 18C
* 3A3

Equity Bancshares, Inc., Wichita, Kansas, to acquire 100 percent of the voting shares of Community First Bancshares, Inc., and thereby indirectly acquire control of Community First Bank, both of Harrison, Arkansas. Equity Bank, Andover, Kansas, to merge with Community First Bank, Harrison, Arkansas, and incident thereto, to establish branches in Harrison, Arkansas, Eureka Springs, Arkansas, Pea Ridge, Arkansas, and Berryville, Arkansas.

Newspaper:	08/28/2016
Federal Register:	09/02/2016

HYS INVESTMENTS, LLC

* 3A3

HYS Investments, LLC, to increase its control of BOTS, Inc., parent of VisionBank, all of Topeka, Kansas, to 26.02 percent.

Newspaper:	08/20/2016
Federal Register:	08/26/2016

ROXBURY BANCSHARES, INC.

CIC

Notification submitted by Larry Mulcahy, Olathe, Kansas, proposing to acquire 25.0 percent or more of the voting common stock and thereby control of Roxbury Bancshares, Inc., parent of Roxbury Bank, both of Roxbury, Kansas.

Newspaper:	Not available
Federal Register:	Not available

VISION BANCSHARES, INC.

CIC

Notification submitted by Richard Michael Howard and Patricia A. Turner Howard, both of Gulf Shores, Alabama, and as members of the Vision Bancshares, Inc. Shareholders Agreement to acquire control of Vision Bancshares, Inc., parent of Vision Bank, N.A., both of Ada, Oklahoma.

Newspaper:	08/17/2016
Federal Register:	08/17/2016

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending August 6, 2016

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City