Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending May 27, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST AMERICAN BANKSHARES, INC.

* 3A3

First American Bankshares, Inc., Fort Atkinson, WI, to acquire 100 percent of the outstanding voting shares of Commercial Bancshares, Inc., and thereby indirectly acquire Commercial Bank, both of Whitewater, Wisconsin.

Newspaper:	Not available
Federal Register:	Not available

MERCHANTS BANCORP

* 3A3

Merchants Bancorp, Carmel, Indiana, to acquire 100 percent of the outstanding voting shares of Joy State Bank, Joy, Illinois.

Newspaper:	Not available
Federal Register:	06/20/2017

OWEN FINANCIAL CORPORATION

CIC

Michael S. McCracken, Spencer, Indiana, to acquire 10 percent or more of the voting shares of Owen Financial Corporation, and thereby indirectly acquire control of Owen County State Bank, both of Spencer, Indiana.

Newspaper:	Not available
Federal Register:	06/12/2017

WINTRUST BANK

* Branch

Wintrust Bank, Chicago, Illinois, to establish a branch at 2250 N. Sheffield Avenue, Chicago, Illinois and 333 S. State Street, Chicago, Illinois.

Newspaper:	05/22/2017
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending May 27, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago