Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending December 30, 2017

Filer

Filing Type

Filing Proposal

End of Comment Period

2013 MONTE HULSE FAMILY IRREVOCABLE TRUST I, THE

* 3A3

Application by The 2013 Monte Hulse Family Irrevocable Trust I, Waco, Texas, to acquire up to 30 percent of FCT Bancshares, Inc., Waco, Texas, and thereby indirectly, First National Bank of Central Texas, Waco, Texas.

Newspaper:	Not available
Federal Register:	01/29/2018

BANCAFFILIATED, INC.

* 3A1

Application by BancAffiliated, Inc., Arlington, Texas, to become a bank holding company through the acquisition of 100 percent of Affiliated Bank, Bedford, Texas (the resulting institution from the conversion of Affiliated Bank to a commercial bank charter).

Newspaper:	Not available
Federal Register:	01/16/2018

FROST BANK

* Branch

Application by Frost Bank, San Antonio, Texas, to establish a branch to be located at 201 Northeast 28th Street, Fort Worth, Texas 76164.

Newspaper:	Not available
Federal Register:	Not applicable

GRAHAM SAVINGS FINANCIAL CORP

CIC

Retroactive notice of change in control by Roy Thomas Pitcock, Jr., Graham, Texas; Medora Jacqueline Pitcock Eubank, Fort Worth, Texas; the Melissa Pitcock Trust, Graham, Texas; and Angela Allison Pitcock Adams, Aledo, Texas (together known as the Pitcock Family Group, a group acting in concert), to acquire and retain ten percent or more of the outstanding shares and thereby control of Graham Savings Financial Corp., which controls Graham Savings and Loan SSB, both of Graham, Texas.

Newspaper:	01/02/2018
Federal Register:	01/17/2018

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST ST BK, ABILENE, TEXAS	498456	08/14/2017	12/22/2017	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending December 30, 2017

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas