Actions under delegated authority

Easthampton Savings Bank, Easthampton, Massachusetts -- to establish a de novo branch at 253 Triangle Street, Amherst.
-Withdrawn, June 18, 2019
(A/C)

Manufacturers and Traders Trust Company, Buffalo, New York -- to establish a branch at 240 Royal Palm Way, Palm Beach, Florida.
-Approved, June 4, 2019
(A/C)

SunTrust Bank, Atlanta, Georgia -- to establish branches at 11620 Gladiolus Drive, Fort Myers, Florida; 1045 5th Street, Miami Beach; 3012 U.S. Highway 27 South, Sebring; 43340 Van Geison Terrace, Ashburn, Virginia; and 6244A Little River Turnpike, Alexandria.
-Approved, June 28, 2019

Vista Bank, Ralls, Texas -- to establish a branch at 901 Main Street, Ralls.
-Approved, June 25, 2019

BankGuam Holding Company, Hagatna, Guam -- to acquire additional shares of ASC Trust Corporation, Hagatna, and thereby engage in employee benefits consulting services.
-Approved, June 28, 2019

BBIG Holdings, LLC, Lincoln, Nebraska -- to retain its indirect investment in OriTrust, LLC, Lincoln, and thereby engage in nonbanking activities, including activities related to extending credit and data processing.
-Approved, June 24, 2019

Financial Services of Lowry, Inc., Lowry, Minnesota -- to acquire The First National Bank of Osakis, Osakis.
-Approved, June 27, 2019

Hilltop Bancshares, Inc., Bennington, Nebraska -- to retain its indirect investment in OriTrust, LLC, Lincoln, and thereby engage in nonbanking activities, including activities related to extending credit and data processing.
-Approved, June 24, 2019

Liberty Bank, Middletown, Connecticut -- waiver of application to acquire SBT Bancorp, Inc., Weatogue, and The Simsbury Bank & Trust Company (Simsbury Bank), Simsbury, in connection with Simsbury Bank's merger with and into Liberty Bank.
-Granted, June 28, 2019

Merchants Financial Group, Inc., Winona, Minnesota -- to acquire The First National Bank of Northfield, Northfield.
-Approved, June 25, 2019

Mitsubishi UFJ Financial Group, Inc., Tokyo, Japan, and Mitsubishi UFJ Trust and Banking Corporation -- request for a temporary exemption under section 4(c)(9) of the Bank Holding Company Act.
-Granted, June 27, 2019

MNB Financial Services, Inc., McCook, Nebraska -- (1) to become a bank holding company by acquiring Graff Family, Inc., McCook, and MNB Financial Group, Inc., and thereby indirectly acquire MNB Bank; and (2) election to become a financial holding company.
-Approved, June 28, 2019

Southern States Bancshares, Inc., Anniston, Alabama -- waiver of application to merge with Alabama Financial Group, Inc., Wedowee, and its subsidiary, Small Town Bank.
-Withdrawn, June 17, 2019
(A/C)

BBVA USA (formerly known as Compass Bank), Birmingham, Alabama -- to make certain public welfare investments.
-Approved, June 28, 2019

First Financial Bank, Cincinnati, Ohio -- to make a public welfare investment.
-Approved, June 26, 2019

Drake Holding Company, Radcliffe, Iowa -- to retain control of Drake Holding Company and its subsidiary, Security State Bank, Radcliffe.
-Permitted, June 28, 2019

Draper Holding Company, Inc., Fort Pierre, South Dakota -- change in bank control of Draper Holding Company, Inc., and its subsidiary, Dakota Prairie Bank, Fort Pierre.
-Permitted, June 28, 2019

FNB BanShares, Inc., West Union, Iowa -- to retain control of FNB BanShares, Inc., and its subsidiary, Bank 1st, West Union.
-Permitted, June 27, 2019

The Freedom Bank of Virginia, Fairfax, Virginia -- change in bank control.
-Permitted, June 27, 2019

Lone Star State Bancshares, Inc., Lubbock, Texas -- change in bank control of Lone Star State Bancshares, Inc., and its subsidiary Lone Star State Bank of West Texas, Lubbock.
-Permitted, June 27, 2019

Malaga Financial Corporation, Palos Verdes Estates, California -- change in bank control of Malaga Financial Corporation and its subsidiary Malaga Bank, FSB, Palos Verdes Estates.
-Permitted, June 25, 2019

National United Bancshares, Inc., Gatesville, Texas -- change in bank control of National United Bancshares, Inc., and its subsidiary, National United, Gatesville.
-Permitted, June 28, 2019

PNC Financial Services Group, Inc., Pittsburgh, Pennsylvania -- extension of time to conform or divest a merchant banking investment.
-Granted, June 27, 2019

Ambanc Financial Services, Inc., Beaver Dam, Wisconsin, and American National Bank of Beaver Dam Employee Stock Ownership Trust -- election to become financial holding companies.
-Effective, June 28, 2019

Select Bank Financial Corporation, Forest, Virginia -- election to become a financial holding company.
-Effective, June 24, 2019

The First National Bank of Coweta, Coweta, Oklahoma -- to retain membership in the Federal Reserve System on conversion from a national to a state-chartered bank.
-Approved, June 26, 2019

Valley Central, MHC, Liberty Township, Ohio, and Valley Central Bancorp, Inc. (collectively, the applicants) -- (1) to acquire American Savings Bank, Middletown; (2) for Valley Central, MHC, to acquire control of the newly formed interim New Valley Central Bank, Liberty Township; (3) for American Savings Bank and Valley Central Bank (the applicants' existing subsidiary) to merge with and into New Valley Central Bank; and (4) for Valley Central, MHC, to transfer ownership of New Valley Central Bank to Valley Central Bancorp, Inc.
-Approved, June 27, 2019