Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending November 23, 2019

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIZENS UNION BANCORP OF SHELBYVILLE, INC.

* 3A5

Citizens Union Bancorp of Shelbyville, Inc., Shelbyville, Kentucky, to acquire through merger 100 percent of the voting shares of Owenton Bancorp, Inc., Owenton, Kentucky, and thereby indirectly acquire Peoples Bank & Trust Company, Owenton, Kentucky.

Newspaper:	12/15/2019
Federal Register:	12/20/2019

FIRST WATERLOO BANCSHARES, INC.

* 4c8

First Waterloo Bancshares, Inc., Waterloo, Illinois, to acquire 100 percent of the voting shares of Best Hometown Bancorp, Inc., Collinsville, Illinois, and thereby indirectly acquire Best Hometown Bank, Collinsville, Illinois.

Newspaper:	12/13/2019
Federal Register:	12/12/2019

OAKSTAR BANK

* Branch

OakStar Bank, Springfield, Missouri requests to establish a branch facility at 6285 W. 135th Street, Suite 330, Overland Park, Kansas.

Newspaper:	12/05/2019
Federal Register:	Not applicable

UNITED SOUTHERN BANK

Member

United Southern Bank, Hopkinsville, Kentucky, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

Institution	Location	Quarter
FIRST SAVINGS BK	CLARKSVILLE, INDIANA	First Quarter of 2020
FIRST ST BK	RUSSELLVILLE, ARKANSAS	First Quarter of 2020
MONTICELLO BKG CO	MONTICELLO, KENTUCKY	First Quarter of 2020
PEOPLES B&TC CO	TROY, MISSOURI	First Quarter of 2020
SIMMONS BK	PINE BLUFF, ARKANSAS	First Quarter of 2020
SPRINGFIELD FIRST CMNTY BK	SPRINGFIELD, MISSOURI	First Quarter of 2020
STIFEL B&T	SAINT LOUIS, MISSOURI	First Quarter of 2020
BANK OF LITTLE ROCK	LITTLE ROCK, ARKANSAS	Second Quarter of 2020
CENTRAL BK OF AUDRAIN CTY	MEXICO, MISSOURI	Second Quarter of 2020
CENTRAL BK OF BOONE CTY	COLUMBIA, MISSOURI	Second Quarter of 2020
EAGLE B&TC	LITTLE ROCK, ARKANSAS	Second Quarter of 2020
F&M B&TC	HANNIBAL, MISSOURI	Second Quarter of 2020
FARMERS & MERCHANTS BK	BALDWYN, MISSISSIPPI	Second Quarter of 2020
FARMERS BK	PARSONS, TENNESSEE	Second Quarter of 2020
FNB OXFORD BK	OXFORD, MISSISSIPPI	Second Quarter of 2020
SPRINGFIELD ST BK	SPRINGFIELD, KENTUCKY	Second Quarter of 2020

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending November 23, 2019

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2020 (January 1, 2020 - March 31, 2020) and Second Quarter of 2020 (April 1, 2020 - June 30, 2020)

District: 8
Federal Reserve Bank of: St. Louis