Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending March 7, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN PACIFIC BANCORP, INC.

4c8
* 3A1

American Pacific Bancorp, Inc., Bethesda, Maryland, to become a bank holding company through the acquisition of 100 percent of the voting shares of Main Street Bancshares, Inc., Harrisburg, Illinois, and thereby indirectly acquire Grand Rivers Community Bank, Grand Chain, Illinois. Also a companion filing for American Pacific Bancorp, Inc., Bethesda, Maryland, to engage in general insurance activities by acquiring 100 percent of the voting shares of the Kotner Title & Abstract, LLC, Harrisburg, Illinois.

Newspaper:	Not available
Federal Register:	04/07/2020

BANKFIRST CAPITAL CORPORATION

* 3A5
* 18C
* Branch

BankFirst Capital Corporation, Macon, Mississippi, to acquire through merger 100 percent of the voting shares of Traders & Farmers Bancshares, Inc., Haleyville, Alabama, and thereby indirectly acquire Traders & Farmers Bank, Haleyville, Alabama. Also BankFirst Financial Services, Macon, Mississippi, to merge with Traders & Farmers Bank, Haleyville, Alabama, and to retain the acquired facilities as branch offices.

Newspaper:	Not available
Federal Register:	Not available

COMMERCIAL HOLDING COMPANY

CIC

Notice by Aubrey Reed Cavett Deupree, Atlanta, Georgia, and William Williams Deupree III, Germantown, Tennessee, individually and as a family control group, to retain 25 percent or more of the voting shares of Commercial Holding Company, Paris, Tennessee.

Newspaper:	Not available
Federal Register:	03/25/2020

DIETERICH BANK

* 18C
* Branch

Dieterich Bank, Effingham, Illinois, to purchase certain assets and assume certain liabilities of five branches of First Bank, Creve Coeur, Missouri, and to retain the acquired facilities as branch offices.

Newspaper:	Not available
Federal Register:	Not applicable

FIRST SAVINGS BANK

PWI

First Savings Bank, Jeffersonville, Indiana, proposes to make a $4,000,000 public welfare investment in SOLCAP I, LLC, Jeffersonville, Indiana.

Newspaper:	Not applicable
Federal Register:	Not applicable

OAKSTAR BANK

* Branch

OakStar Bank, Springfield, Missouri, to establish a branch at 1831 E. 20th Street, Joplin, Missouri.

Newspaper:	03/14/2020
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending March 7, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis