Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending September 19, 2020

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPITAL CITY BANK GROUP, INC.

CIC

Prior change in control notice filed by The SSX3 Trust and The SSX4 Trust (William G. Smith, III, trustee) all of Tallahassee, Florida; to be added to the Smith family control group, which controls Capital City Bank Group, Inc., and its subsidiary, Capital City Bank, both of Tallahassee, Florida.

Newspaper:	09/23/2020
Federal Register:	09/29/2020

COMMUNITY FIRST BANCSHARES, MHC

* SLHC Formation
* MHC Conversion

Application filed by Community First Bancshares, MHC, Covington, Georgia, the mutual holding company that controls Newton Federal Bank, Covington, Georgia to complete a second step conversion, converting from the mutual to the stock form. Pursuant to the conversion, Community First Bancshares, MHC, and Community First Bancshares, Inc., Covington, Georgia, the existing federal mid-tier savings and loan holding company, will cease to exist and Newton Federal Bank will become a wholly-owned subsidiary of Affinity Bancshares Inc., Covington, Georgia a newly-formed Maryland corporation, which has applied to become a savings and loan holding company by acquiring 100 percent of Newton Federal Bank.

Newspaper:	10/27/2020
Federal Register:	10/19/2020

VANGUARD GROUP, INC.

CIC

Change in control notice filed by The Vanguard Group, Inc., and its subsidiaries and affiliates, Malvern, Pennsylvania, to acquire additional voting shares of Regions Financial Corporation, and thereby, indirectly acquire additional voting shares of Regions Bank, both of Birmingham, Alabama.

Newspaper:	10/01/2020
Federal Register:	10/06/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending September 19, 2020

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta