Actions under delegated authority

Encore Bank, Little Rock, Arkansas -- to establish a branch at 5960 Berkshire Lane, Dallas, Texas.
-Approved, February 17, 2021

First Financial Bank, Cincinnati, Ohio -- to establish a branch at 601 Madison Avenue, Covington, Kentucky.
-Approved, February 17, 2021

Commerce Bancshares, Inc., White Castle, Louisiana -- to retain Assumption Mortgage, LLC, Paincourtville, and thereby engage in mortgage brokerage activities.
-Approved, February 16, 2021

The R. Dean Phillips Bank Trust, Las Vegas, Nevada -- (1) to become a bank holding company and acquire shares of Great River Bancshares, Inc., Quincy, Illinois; T&C Bancorp, Inc., Quincy; North Missouri Bancorp, Inc., Edina, Missouri; Ambage, Inc., West Point, Nebraska; West Point Bancorp, Inc., West Point; Topeka Bancorp, Inc., Topeka, Kansas; and HNB National Bank, Hannibal, Missouri; and (2) for HNB Bancorp, Inc., Hannibal, to become a bank holding company by acquiring HNB National Bank.
-Approved, February 18, 2021

SBWY Financial Corporation, Evanston, Wyoming -- to become a bank holding company by acquiring State Bank, Green River.
-Approved, February 19, 2021

Northern Trust Corporation, Chicago, Illinois -- change in control notice by The Vanguard Group et al. for Northern Trust Corporation and its subsidiary, The Northern Trust Company, Chicago.
-Permitted, February 18, 2021

Prism Group, Inc., Hamilton, Missouri -- change in bank control of Prism Group, Inc., and its subsidiary, The Hamilton Bank, Hamilton.
-Permitted, February 16, 2021

River Holding Company, Stoddard, Wisconsin -- change in bank control of River Holding Company and its subsidiaries, River Bank, Stoddard, and Wisconsin River Bank, Sauk City.
-Permitted, February 19, 2021

SVB Financial Group, Santa Clara, California -- change in control notice by The Vanguard Group et al. for SVB Financial Group and its subsidiary, Silicon Valley Bank, Santa Clara.
-Permitted, February 18, 2021

Atlantic Union Bank, Richmond, Virginia -- extension to February 27, 2021, to establish a branch at 7100 Columbia Gateway Drive, Columbia, Maryland.
-Granted, February 17, 2021

Broadway Financial Corporation, Los Angeles, California -- relief from certain commitments.
-Granted, February 19, 2021

Stress Tests -- issuance of 2021 stress test scenarios.
-Announced, February 12, 2021
(A/C)