Actions under delegated authority

Frandsen Bank & Trust, Lonsdale, Minnesota -- to establish a branch at 4803 Miller Trunk Highway, Hermantown.
-Approved, April 29, 2021

Sunrise Bank, Cocoa Beach, Florida -- to establish a branch at 5604 North Atlantic Avenue, Cocoa Beach.
-Approved, April 30, 2021

Tennessee State Bank, Pigeon Forge, Tennessee -- to establish a branch at 1824 Veterans Boulevard, Sevierville.
-Approved, April 29, 2021

Weststar Bank, El Paso, Texas -- to establish a branch at 12160 Pebble Hills Boulevard, El Paso.
-Approved, April 30, 2021

Central Bancompany, Inc., Jefferson City, Missouri -- to engage de novo, directly, in making loans.
-Approved, April 27, 2021

Charter Bancshares, Inc., Corpus Christi, Texas -- to engage in activities through loan participations purchased from its wholly owned subsidiary, Charter Bank, Corpus Christi.
-Approved, April 30, 2021

First Chatsworth Bankshares, Inc., Chatsworth, Georgia -- waiver of application to merge with Heritage First Bancshares, Inc., Rome, and thereby acquire its subsidiary, Heritage First Bank (HFB), in connection with HFB's merger with and into First National Community Bank, Chatsworth.
-Granted, April 29, 2021

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its investment in bank premises.
-Approved, April 28, 2021

Banner County Ban Corporation Employee Stock Ownership Plan and Trust, Harrisburg, Nebraska -- Michael Plate, Alma, Nebraska, as trustee of The Banner County Ban Corp Employee Stock Ownership Plan and Trust (ESOP), Harrisburg, to acquire control of the ESOP. The ESOP is a registered bank holding company that controls Banner County Ban Corporation, Harrisburg, parent of Banner Capital Bank.
-Permitted, April 27, 2021

Banner County Ban Corporation, Harrisburg, Nebraska -- Michael Plate, Alma, Nebraska, individually, and as trustee of The Banner County Ban Corp Employee Stock Ownership Plan and Trust (ESOP), to acquire voting shares of Banner County Ban Corporation (Ban Corporation) and thereby indirectly acquire voting shares of Banner Capital Bank, Harrisburg; Rebecca Plate, Ogallala, to retain voting shares of Ban Corporation; and both to join the Olsen/Wynne/Plate Control Group, a group acting in concert.
-Permitted, April 27, 2021

Cherokee Bancshares, Inc., Saint Paul, Minnesota -- Andrew J. Gesell, individually, and as co-trustee with Heidi R. Gesell, of the Bank Share Marital Trust under the R. James Gesell Declaration of Trust dated January 13, 2000, as amended (Bank Share Marital Trust), all of Saint Paul, Minnesota, to retain and acquire additional voting shares of Cherokee Bancshares, Inc. and thereby indirectly retain and acquire additional voting shares of BankCherokee, Saint Paul. Additionally, Bank Share Marital Trust; Charles R. Gesell, individually, and as trustee of the Charles R. Gesell Trust Declaration under agreement dated December 30, 1999, both of Santa Rosa, California; Peter J. Gesell, individually, and as trustee of the Peter J. Gesell Trust Declaration under agreement dated December 30, 1999, both of Duluth, Minnesota, to join the Gesell Family Shareholder Group, a group acting in concert, to retain and acquire additional voting shares of Cherokee Bancshares, Inc. and thereby indirectly retain and acquire voting shares of BankCherokee.
-Permitted, April 23, 2021
(A/C)

First National Capital Corporation, Walnut Ridge, Arkansas -- Virginia Inez Fields, Austin, Texas; Sarah Elizabeth Smith, San Antonio; Cooper Harvey Smith, Cooper Harvey Smith Irrevocable Trust dtd 06-12-01 exempt share, both of Walnut Ridge, Arkansas; Stephanie Smith, trustee, Lillie Kathleen Smith, Dallas, Texas, and Lillie Kathleen Smith Irrevocable Trust dtd 07-20-98 exempt share, Stephanie Smith, trustee, all of Dallas, to retain shares of First National Capital Corporation (FNCC) and thereby join the previously approved Smith family shareholder group, which controls the shares of FNCC. FNCC controls The First National Bank of Lawrence County at Walnut Ridge, Walnut Ridge, Arkansas.
-Permitted, April 27, 2021

Georgia Banking Company, Inc., Sandy Spring, Georgia -- Patriot Financial Partners III, L.P.; Patriot Financial Partners GP III, L.P.; Patriot Financial Partners GP III, LLC; Patriot Financial Advisors, L.P.; Patriot Financial Advisors, LLC; and Messrs. W. Kirk Wycoff, James J. Lynch, and James F. Deutsch, collectively to retain voting shares of Georgia Banking Company, Inc. and thereby indirectly control its wholly owned subsidiary, Georgia Banking Company, Sandy Spring.
-Permitted, April 29, 2021

Iowa State Bank Holding Company, Des Moines, Iowa -- The John C. Burgeson Residuary Trust fbo Lauren Burgeson, the John C. Burgeson Residuary Trust fbo J. Christopher Burgeson, Laurel L. Burgeson, and J. Christopher Burgeson, as trustees of the trusts, all of Des Moines, Iowa; Larry R. Cobb, Waukee; Sonia S. Nicholson, Altoona; and Gary W. Thies, Mapleton, all as trustees of the aforementioned trusts, as a group acting in concert, to acquire voting shares of Iowa State Bank Holding Company and thereby indirectly acquire voting shares of Iowa State Bank, Des Moines.
-Permitted, April 23, 2021
(A/C)

Keystone Community Bancorporation, Keystone, Iowa -- Donald L. Franzenburg Bank Stock Revocable Trust Agreement, Donald L. Franzenburg, as trustee, both of Keystone, Iowa, to retain voting shares of Keystone Community Bancorporation and thereby indirectly retain voting shares of Keystone Savings Bank, Keystone.
-Permitted, April 28, 2021

Security Financial Services Corporation, Durand, Wisconsin -- Jerome M. Bauer and Susanne M. Bauer, Durand, to acquire voting shares and thereby control of Security Financial Services Corporation, which controls Security Financial Bank, Durand, Wisconsin, and Jackson County Bank, Black River Falls. Additionally, Tad M. Bauer and Jodi N. Bauer, Durand; Amanda S. Smith, Eau Galle; Chad W. Smith and Amanda S. Smith, as trustees of the Chad W. and Amanda S. Revocable Grantor Trust, Eau Galle; James M. Bauer and Linda M. Bauer, as trustees of the James M. and Linda M. Bauer Revocable Grantor Trust, Durand; John J. Brantner and Mary Jane Brantner, as trustees of the John J. and Mary Jane Brantner Revocable Grantor Trust, Durand; Timothy A. Hoffman and Julie M. Hoffman, Durand; Janice M. Spindler and Steven R. Spindler, Durand; and Larry J. Weber, as trustee of the Larry J. and Marcia J. Weber Revocable Grantor Trust, Durand, to join the Jerome and Susanne Bauer Family Group, a group acting in concert, to retain voting shares and thereby control of Security Services Financial Corporation and thereby indirectly retain control of Security Financial Bank and Jackson County Bank.
-Permitted, April 22, 2021
(A/C)

Spirit Bankcorp, Inc., Bristow, Oklahoma -- The Fesperman Family, LLC, Lynn Fesperman, manager, both of Tulsa, Oklahoma, and the PDF Holdings Revocable Trust, Payton Fesperman, trustee, both of Tulsa, to acquire voting shares of Spirit Bankcorp, Inc. and thereby indirectly acquire voting shares of Spirit Bank, Tulsa, and to join the Mercer-Kelly-Fesperman Family Control Group, a group acting in concert.
-Permitted, April 23, 2021
(A/C)

Valley View Bancshares, Inc., Overland Park, Kansas -- The Dreiseszun Grandchildren Trust, the Helene Kramer Trust, the Chad M. Feingold Grantor Trust, the Chad M. Feingold Irrevocable Insurance Trust, the Erika R. Feingold Irrevocable Insurance Trust, the Erika R. Feingold Grantor Trust, the Jeremy Morgan Family Irrevocable Trust, the Marilyn J. Feingold Trust #2, the Mark A. Morgan Family Irrevocable Trust, the Mark A. Morgan Trust #2, the Michael B. Morgan Trust #2, the Thomas S. Morgan Family Irrevocable Trust, the Thomas S. Morgan Trust #2, the Timothy Morgan Irrevocable Trust, the Todd D. Morgan Trust #2, the Avi Velasquez Irrevocable Trust, the Marley Blake Velasquez Irrevocable Trust, and the Mia M. Velasquez Irrevocable Trust, Gregory Sherman, as trustee or co-trustee, all of Overland Park, Kansas, to become members of the Sherman Control Group, a group acting in concert, to retain voting shares of Valley View Bancshares, Inc. and thereby indirectly retain voting shares of Security Bank of Kansas City, Kansas City.
-Permitted, April 20, 2021
(A/C)

Western Bancorporation, Inc., Duluth, Minnesota -- William S. Lewis, Hermantown, Minnesota, individually, to retain control of voting shares of Western Bancorporation, Inc. (Company). John S. Lewis, Thomas S. Lewis, and James S. Lewis, all of Duluth, each individually, to acquire control of voting shares of Company and to join the Lewis family shareholder group, a group acting in concert, that controls Company. Company controls Cass Lake Company and Western National Bank, both of Cass Lake, and Western National Bank, Duluth.
-Permitted, April 26, 2021

WoodTrust Financial Corporation,Wisconsin Rapids, Wisconsin -- Steven C. Bell as trustee of the Paula Bell 2009 Grantor Trust No. 1 fbo Rebecca L. Kettleson; the Paula Bell 2009 Grantor Trust No. 1 fbo Elizabeth Bell Killian; the Paula Bell 2009 Grantor Trust No. 1 fbo Margaret S. Bell, all of Wisconsin Rapids, Wisconsin; and Chad D. Kane as trustee of the Kane 2020 Investment Trust; Sarah L. Kane Investment Trust; Alison R. Kane Investment Trust; and the Jack C. Kane Investment Trust, all of Wausau, to become members of the Bell Family Control Group, a group acting concert, by retaining voting shares of WoodTrust Financial Corporation and thereby retaining voting shares of WoodTrust Bank, Wisconsin Rapids.
-Permitted, April 29, 2021

First State Capital Corporation, Holly Springs, Mississippi -- election to become a financial holding company.
-Effective, April 30, 2021

Raymond James Bank, National Association, Saint Petersburg, Florida -- to retain its membership in the Federal Reserve System following its conversion to a state-chartered bank (to be known as Raymond James Bank).
-Approved, April 28, 2021

Third Coast Bank, SSB, Humble, Texas -- to become a member of the Federal Reserve System.
-Approved, April 30, 2021