Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending May 22, 2021

Filer	Filing Type	Filing Proposal	End of Comment Period
NONE

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) and Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021)

Institution	Location	Quarter
CITIZENS B&TC	BLACKSTONE, VIRGINIA	Third Quarter of 2021
FIRST BK	STRASBURG, VIRGINIA	Third Quarter of 2021
HOMETRUST BK	ASHEVILLE, NORTH CAROLINA	Third Quarter of 2021
NORTH ST BK	RALEIGH, NORTH CAROLINA	Third Quarter of 2021
LIFESTORE BK	WEST JEFFERSON, NORTH CAROLINA	Fourth Quarter of 2021
PRIMIS BK	TAPPAHANNOCK, VIRGINIA	Fourth Quarter of 2021
SANDY SPRING BK	OLNEY, MARYLAND	Fourth Quarter of 2021
SHORE UNITED BK	EASTON, MARYLAND	Fourth Quarter of 2021
TOUCHSTONE BK	MC KENNEY, VIRGINIA	Fourth Quarter of 2021
VIRGINIA PTNR BK	FREDERICKSBURG, VIRGINIA	Fourth Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending May 22, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2021 (July 1, 2021 - September 30, 2021) and Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021)

District: 5
Federal Reserve Bank of: Richmond