Actions under delegated authority

Anchor Bank, Juno Beach, Florida -- to establish a branch at 6805 Lake Worth Road, Greenacres, Florida.
-Approved, July 8, 2021

Centennial Bank, Conway, Arkansas -- to establish a branch at 690 Bald Eagle Drive, Marco Island, Florida.
-Returned, July 7, 2021

Encore Bank, Little Rock, Arkansas -- to establish a branch at 711 Broadway Street, San Antonio, Texas.
-Approved, July 7, 2021

Marquette Bank, Chicago, Illinois -- to establish a branch at 16700 South Oak Park Avenue, Tinley Park, Illinois.
-Approved, July 5, 2021

Southern Bank, Poplar Bluff, Missouri -- to establish a branch at 175 Johnstown Drive, Rogersville, Missouri.
-Approved, July 6, 2021

BSB Bancshares, Inc., Brunswick, Nebraska -- to engage in lending activities.
-Approved, July 9, 2021

Peoples Bancorp Inc., Marietta, Ohio -- to acquire Premier Financial Bancorp, Inc. and thereby indirectly acquire Premier Bank, Inc., both of Huntington, West Virginia, and Citizens Deposit Bank & Trust, Inc., Vanceburg, Kentucky.
-Approved, July 8, 2021

Readlyn Bancshares, Inc., Saint Paul, Minnesota -- (1) to merge with Tripoli Bancshares, Inc., Saint Paul, Minnesota, and thereby indirectly acquire American Savings Bank, Tripoli, Iowa, and (2) to acquire additional voting shares of Nashua Bancshares, Inc., Saint Paul, Minnesota.
-Returned, July 9, 2021

United Bancorporation of Alabama, Inc., Atmore, Alabama -- to acquire Town-Country National Bank, Camden, Alabama.
-Approved, July 9, 2021

United Community Banks, Inc., Blairsville, Georgia -- to acquire FinTrust Capital Partners, Greenville, South Carolina, and thereby engage in certain nonbanking activities.
-Withdrawn, July 1, 2021
(A/C)

Friendly Hills Bank, Whittier, California -- (1) to acquire certain deposit liabilities, assume leases, and purchase certain fixed assets, of three branches of Bank of Southern California, National Association (BSC), San Diego, California, and (2) consolidate one of the acquired BSC branches into an existing Friendly Hills Bank branch.
-Approved, July 9, 2021

Peoples Bank, Marietta, Ohio -- to merge with Premier Bank, Inc., Huntington, West Virginia, and Citizens Deposit Bank & Trust, Inc., Vanceburg, Kentucky, and thereby acquire branches.
-Approved, July 8, 2021

Security Financial Bank, Durand, Wisconsin -- to merge with Jackson County Bank, Black River Falls, Wisconsin, and thereby establish branches.
-Approved, July 6, 2021

Bank of Hawaii, Honolulu, Hawaii -- to make certain public welfare investments.
-Approved, July 8, 2021

BBVA USA (formerly known as Compass Bank), Birmingham, Alabama -- to make certain public welfare investments.
-Approved, June 25, 2021
(A/C)

Silicon Valley Bank, Santa Clara, California -- to make a public welfare investment.
-Approved, July 6, 2021

Western Alliance Bank, Phoenix, Arizona -- to make a public welfare investment.
-Approved, July 7, 2021

Farmers & Merchants Bancorp, Inc., Hannibal, Missouri -- Michael J. Bukstein, M.D., William H. Craigmiles, and Paul L. Richards (individually and as trustees of the George Riedel Foundation); Donald M. Bastian, Hallie M. Bastian, James H. Bastian, Alvin E. Ehrhardt, the Alvin E. Ehrhardt Trust, Alvin E. Ehrhardt, trustee; Heather Ehrhardt, Scott Ehrhardt, Phillip L. Smith, Gordon V. Spilker, and Carl C. Watson, all of Hannibal, Missouri, to acquire control of Farmers & Merchants Bancorp., Inc. and thereby indirectly control F&M Bank and Trust Company, Hannibal, Missouri.
-Permitted, July 9, 2021

First National Corporation of Picayune, Picayune, Mississippi -- the Merry Rea Thomson Revocable Trust, Merry Rea Thomson, as trustee, both of Pass Christian, Mississippi; John C. Thomson, Port Orange, Florida; Susan T. Eaves and Richard S. Thomson, Jr., both of Hattiesburg, Mississippi, to become members of the Thomson Family Control Group, a group acting in concert, to retain voting shares of First National Corporation of Picayune and thereby indirectly retain voting shares of First National Bank of Picayune, Picayune, Mississippi.
-Permitted, July 8, 2021

Grinnell Bancshares, Inc., Grinnell, Iowa -- F. Addison Jones, as trustee of the F. Addison Survivor Trust and the Marion A Jones Descendant Trust, all of Grinnell, Iowa; Grinnell State Bank and F. Addison Jones as co-trustees of the David A. Jones Irrevocable Trust and the F. Austin Jones Irrevocable Trust, all of Grinnell, Iowa; Anthony Joseph Jones, Cumming, Iowa; Fitzpatrick A Jones, Grinnell, Iowa; David Aric Jones, Grinnell, Iowa; Alyson Marie Jones, Grinnell, Iowa; Kelsey Megan McCulley, Wellman, Iowa; and Miranda Austin Bradberry, Tiffin, Iowa, to become members of the Jones Family Control Group, a group acting concert, by retaining voting shares of Grinnell Bancshares, Inc. and thereby indirectly retain voting shares of Grinnell State Bank, Grinnell, Iowa.
-Permitted, July 8, 2021

Schaumburg Bancshares, Inc., Schaumburg, Illinois -- John R. Madden, as trustee of the Lenore Madden Marital Trust and the John R. Madden Revocable Trust, all of LaGrange,, Illinois; Kiera Kelly, Evanston, Illinois; and Mary Hayes, LaGrange Park, Illinois, to join the Madden Family Control Group, a group acting in concert, to retain voting shares of Schaumburg Bancshares Inc. and thereby indirectly retain voting shares of Heritage Bank of Schaumburg, Schaumburg, Illinois.
-Permitted, July 9, 2021

WaterStone Financial, Inc., Wauwatosa, Wisconsin -- WaterStone Bank SSB 2015 Amended and Restated Employee Stock Ownership Plan and WaterStone Bank SSB 401(k) Plan to acquire voting shares of WaterStone Financial, Inc. and thereby indirectly control WaterStone Bank, Wauwatosa, Wisconsin.
-Permitted, July 7, 2021

Banco Bilbao Vizcaya Argentaria, S.A., Madrid, Spain -- extension of time to comply with certain regulatory and reporting requirements, in connection with the acquisition of BBVA USA Bancshares, Inc., Houston, Texas, by The PNC Financial Services Group, Inc., Pittsburgh, Pennsylvania.
-Granted, July 9, 2021

Popular Bank, New York, New York -- extension to December 18, 2021, to establish a branch at 3457 North University Drive, Sunrise, Florida.
-Granted, July 9, 2021

Popular Bank, New York, New York -- extension to January 2, 2022, to establish a branch at 7306 Collins Avenue, Miami Beach, Florida.
-Granted, July 9, 2021

Dodd-Frank Act Stress Tests (DFAST), stress capital buffer (SCB) requirements, and capital distributions -- publication of 2021 DFAST results, notification to each firm subject to the capital plan rule that its SCB requirement will not be recalculated, and authorization under the capital rule to make certain capital distributions.
-Results published and firms notified, June 24, 2021
(A/C)

Stress capital buffer (SCB) requirements and supervisory stress tests -- notification of SCB requirements to firms subject to the capital plan rule and an explanation of their supervisory stress test results.
-Firms notified, June 24, 2021
(A/C)