Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending May 14, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

BANK INDEPENDENT

* Branch

Bank Independent, Sheffield, Alabama, to establish a branch at 930 Old Monrovia Road, Suite 6, Huntsville, Alabama.

Newspaper:	Not available
Federal Register:	Not applicable

CAPITAL CITY BANK GROUP, INC.

4c8

Capital City Bank Group, Inc., Tallahassee, Florida; through its subsidiary bank, Capital City Bank, Tallahassee, Florida, to indirectly acquire an equity interest in SOLCAP 2022-1 LLC, Las Vegas, Nevada, and thereby engage in a tax equity finance transaction pursuant to section 225.28(b)(1) of the Board%s Regulation Y.

Newspaper:	Not applicable
Federal Register:	Not available

CITIZENS BANCSHARES CORPORATION

CIC

Donata Russell Ross, H. Jerome Russell, Jr., and Michael B. Russell, all of Atlanta, Georgia, a group acting in concert, to acquire voting shares of Citizens Bancshares Corporation, and thereby indirectly acquire voting shares of Citizens Trust Bank, both of Atlanta, Georgia.

Newspaper:	Not available
Federal Register:	Not available

HEART OF GEORGIA BANCSHARES, INC.

* 3A3

Heart of Georgia Bancshares, Inc., Vidalia, Georgia to acquire 100 percent of the outstanding shares of Bank of Lumber, Lumber City, Georgia

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending May 14, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta