Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending June 18, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTRAL BANCSHARES, INC.

CIC

Notice by Michael H. Fiuzat, Houston, Texas, to acquire voting shares of Central Bancshares, Inc., by becoming a trustee of both the Carolyn J. Young 2012 Trust and John H. Young 2020 Trust, and thereby indirectly acquire voting shares of Central Bank, all of Houston, Texas; and to become a member of the Young Family Control Group, a group acting in concert.

Newspaper:	Not available
Federal Register:	Not available

FIRST ARTESIA BANCSHARES, INC.

CIC

Retroactive Notice under the Change in Bank Control Act filed by The Terry L. Chandler Trust, Doug Chandler, as trustee, both of Carlsbad, New Mexico ("Notificant"), to retain 10 percent or more of controlling voting shares of First Artesia Bancshares, Inc. ("Company") and indirectly First American Bank ("Bank"), both of Artesia, New Mexico.

Newspaper:	Not available
Federal Register:	Not available

FROST BANK

* Branch

Frost Bank, San Antonio, TX to establish a branch located at 3100 Independence Parkway, Plano, Texas 75075

Newspaper:	Not available
Federal Register:	Not applicable

FROST BANK

* Branch

Frost Bank, San Antonio, Texas to establish a branch at 3128 Forest Lane, Dallas, Texas 75234

Newspaper:	Not available
Federal Register:	Not applicable

JEFFERSON BANCSHARES, INC.

CIC

Katherine A. Satel 2021 Family Trust One, Katherine A. Satel 2021 Family Trust Two, Emily G. Satel 2021 Family Trust One, Emily G. Satel 2021 Family Trust Two, Caroline M. Satel 2021 Family Trust One, Caroline M. Satel 2021 Family Trust Two, and 14 trusts fbo minor children, and Jefferson Bank, as Trustee for all of the forementioned trusts, all of San Antonio, Texas, intend to apply to the Federal Reserve Board for permission to join, and act in concert with, the McSween Family Control Group, which was previously approved on June 11, 2021 under the Change in Bank Control Act to retain control of 25 percent or more of the outstanding shares of voting common stock of and thereby control Jefferson Bancshares, Inc., San Antonio, Texas, which controls Jefferson Bank, San Antonio, Texas.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending June 18, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas