FRB: E.15 Release--B.7. Financial Performance of Agricultural and Other Small Banks--March 31, 2010

B.7. Selected Measures of Financial Performance of Agricultural and Other Small Banks
Percent

Period	All banks	Distribution of net income as a share of average equity at agricultural banks							Average rate of return on equity		Rate of return to assets		Net charge-offs as share of total loans		Average capital ratio
Period	All banks	Negative income	0-4 percent	5-9 percent	10-14 percent	15-19 percent	20-24 percent	25 percent and over	Agricultural banks	Other small banks	Agricultural banks	Other small banks	Agricultural banks	Other small banks	Agricultural banks	Other small banks
1999	100.0	2.9	7.9	34.8	33.3	14.2	4.9	1.9	11.8	11.9	1.2	1.1	.3	.3	10.5	10.3
2000	100.0	2.4	8.9	35.3	33.5	13.8	4.2	1.8	11.7	11.4	1.2	1.1	.3	.3	10.7	10.4
2001	100.0	3.1	12.6	37.6	28.6	13.1	3.7	1.3	10.8	10.4	1.1	1.0	.3	.3	10.7	10.4
2002	100.0	3.0	10.7	35.1	31.4	13.5	4.6	1.7	11.5	10.6	1.2	1.1	.4	.3	11.0	10.6
2003	100.0	2.7	12.2	36.6	29.3	12.9	4.4	1.8	11.2	10.7	1.2	1.1	.4	.3	10.8	10.6
2004	100.0	2.1	10.0	34.9	31.4	13.8	5.8	2.0	11.5	10.5	1.2	1.1	.3	.2	10.9	10.6
2005	100.0	1.7	10.1	34.5	29.9	14.6	6.4	2.8	11.8	10.7	1.2	1.1	.2	.2	10.7	10.7
2006	100.0	2.7	10.9	35.7	30.1	13.1	4.6	2.8	11.4	10.1	1.2	1.1	.2	.2	10.7	11.2
2007	100.0	3.2	12.3	36.6	29.4	11.8	4.5	2.2	10.6	7.7	1.1	.9	.3	.3	10.7	11.5
2008	100.0	7.4	15.2	35.0	27.0	9.9	3.8	1.6	9.0	1.5	1.0	.2	.4	.6	10.6	11.2
2009	100.0	12.2	19.7	34.8	22.4	7.9	2.0	1.1	7.0	-2.0	.7	-.2	.8	1.2	10.8	11.1

2005: Q1	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	3.0	2.9	.3	.3	.0	.0	10.9	10.5
Q2	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	5.9	5.6	.6	.6	.1	.1	11.1	10.7
Q3	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	9.0	8.3	.9	.8	.1	.1	11.0	10.7
Q4	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	11.8	10.7	1.2	1.1	.2	.2	10.7	10.7
2006: Q1	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	3.0	2.7	.3	.3	.0	.0	10.8	10.7
Q2	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	6.1	5.7	.6	.6	.1	.1	10.7	10.8
Q3	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	9.0	8.0	.9	.9	.1	.1	10.9	11.2
Q4	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	11.4	10.1	1.2	1.1	.2	.2	10.7	11.2
2007: Q1	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	2.8	2.3	.3	.3	.0	.0	10.8	11.3
Q2	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	5.7	4.6	.6	.5	.1	.1	10.7	11.3
Q3	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	8.4	6.6	.9	.7	.2	.1	10.9	11.5
Q4	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	10.6	7.7	1.1	.9	.3	.3	10.7	11.5
2008: Q1	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	3.0	1.5	.3	.2	.1	.1	10.9	11.5
Q2	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	5.6	2.5	.6	.3	.1	.2	10.5	11.3
Q3	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	7.6	2.4	.8	.3	.3	.3	10.6	11.2
Q4	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	9.0	1.5	1.0	.2	.4	.6	10.6	11.2
2009: Q1	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	1.8	.5	.2	.0	.2	.2	10.7	11.2
Q2	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	3.7	-.3	.4	.0	.3	.5	10.7	11.1
Q3	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	5.5	-.5	.6	-.1	.5	.8	11.1	11.2
Q4	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	n.a.	7.0	-2.0	.7	-.2	.8	1.2	10.8	11.1

   Note. Agricultural and other banks are defined in the introduction to section B; small banks have less than $500 million in assets. Total primary
and secondary capital (items that are available at the end of the period specified) are measured as a percentage of total assets. Quarterly data are
cumulative through the end of the quarter indicated.
   n.a. Not available.