Percent | ||||||
Period | Prime and near prime | Subprime | Alt-A pools | |||
---|---|---|---|---|---|---|
Fixed rate |
Adjustable rate | Fixed rate |
Adjustable rate | Fixed rate |
Adjustable rate | |
January 2001 | 0.97 | 1.62 | 6.96 | 9.43 | 1.16 | 1.56 |
February 2001 | 0.97 | 1.63 | 6.97 | 9.48 | 1.21 | 1.85 |
March 2001 | 0.94 | 1.59 | 6.84 | 9.28 | 1.24 | 1.72 |
April 2001 | 0.93 | 1.63 | 6.77 | 9.20 | 1.26 | 1.45 |
May 2001 | 0.92 | 1.62 | 7.24 | 9.19 | 1.32 | 1.44 |
June 2001 | 0.95 | 1.65 | 7.64 | 9.51 | 1.39 | 1.53 |
July 2001 | 0.98 | 1.68 | 7.70 | 9.67 | 1.45 | 1.44 |
August 2001 | 1.00 | 1.69 | 7.72 | 9.94 | 1.51 | 0.99 |
September 2001 | 1.05 | 1.76 | 8.10 | 10.19 | 1.62 | 0.92 |
October 2001 | 1.06 | 1.77 | 8.09 | 10.28 | 1.71 | 0.85 |
November 2001 | 1.09 | 1.80 | 8.29 | 10.50 | 1.84 | 1.72 |
December 2001 | 1.13 | 1.85 | 8.41 | 10.55 | 1.93 | 1.72 |
January 2002 | 1.15 | 1.90 | 8.60 | 10.63 | 1.98 | 1.49 |
February 2002 | 1.12 | 1.84 | 8.68 | 10.61 | 1.98 | 1.59 |
March 2002 | 1.06 | 1.74 | 8.45 | 9.95 | 1.97 | 1.41 |
April 2002 | 1.01 | 1.61 | 8.53 | 9.51 | 1.94 | 1.19 |
May 2002 | 1.03 | 1.55 | 8.39 | 9.11 | 1.84 | 1.10 |
June 2002 | 1.04 | 1.53 | 8.57 | 9.09 | 1.85 | 1.14 |
July 2002 | 1.04 | 1.47 | 8.60 | 8.94 | 1.84 | 1.09 |
August 2002 | 1.07 | 1.45 | 8.70 | 9.04 | 1.78 | 1.20 |
September 2002 | 1.11 | 1.45 | 8.90 | 9.31 | 1.82 | 1.19 |
October 2002 | 1.10 | 1.40 | 8.94 | 9.21 | 1.85 | 1.17 |
November 2002 | 1.14 | 1.40 | 9.03 | 9.23 | 1.96 | 1.25 |
December 2002 | 1.17 | 1.37 | 8.91 | 9.29 | 2.02 | 1.30 |
January 2003 | 1.15 | 1.21 | 8.33 | 9.21 | 2.08 | 1.40 |
February 2003 | 1.16 | 1.19 | 8.25 | 8.99 | 2.10 | 1.45 |
March 2003 | 1.10 | 1.13 | 8.18 | 8.70 | 2.12 | 1.38 |
April 2003 | 1.09 | 1.07 | 8.03 | 8.51 | 2.08 | 1.40 |
May 2003 | 1.07 | 1.01 | 7.89 | 8.42 | 2.06 | 1.34 |
June 2003 | 1.07 | 0.99 | 7.46 | 8.21 | 2.05 | 1.44 |
July 2003 | 1.09 | 0.96 | 7.10 | 7.76 | 2.04 | 1.45 |
August 2003 | 1.11 | 0.94 | 6.98 | 7.77 | 1.98 | 1.36 |
September 2003 | 1.13 | 0.90 | 6.91 | 7.87 | 1.94 | 1.32 |
October 2003 | 1.08 | 0.83 | 6.74 | 7.77 | 1.88 | 1.18 |
November 2003 | 1.12 | 0.84 | 6.77 | 7.80 | 1.90 | 1.19 |
December 2003 | 1.11 | 0.80 | 6.67 | 7.62 | 1.80 | 1.06 |
January 2004 | 1.13 | 0.79 | 6.82 | 7.50 | 1.82 | 1.01 |
February 2004 | 1.11 | 0.77 | 6.54 | 7.13 | 1.81 | 0.93 |
March 2004 | 1.05 | 0.70 | 6.33 | 6.89 | 1.70 | 0.81 |
April 2004 | 1.07 | 0.67 | 5.94 | 6.38 | 1.57 | 0.74 |
May 2004 | 1.07 | 0.65 | 5.87 | 6.34 | 1.47 | 0.67 |
June 2004 | 1.07 | 0.63 | 5.79 | 6.28 | 1.47 | 0.57 |
July 2004 | 1.08 | 0.62 | 5.81 | 6.16 | 1.38 | 0.47 |
August 2004 | 1.07 | 0.61 | 5.63 | 6.12 | 1.31 | 0.46 |
September 2004 | 1.08 | 0.60 | 5.64 | 6.07 | 1.31 | 0.46 |
October 2004 | 1.10 | 0.60 | 5.64 | 6.13 | 1.29 | 0.44 |
November 2004 | 1.12 | 0.60 | 5.83 | 6.20 | 1.31 | 0.47 |
December 2004 | 1.11 | 0.59 | 5.79 | 6.12 | 1.21 | 0.43 |
January 2005 | 1.12 | 0.59 | 5.87 | 6.26 | 1.18 | 0.45 |
February 2005 | 1.08 | 0.58 | 5.72 | 6.09 | 1.09 | 0.46 |
March 2005 | 1.00 | 0.54 | 5.47 | 5.73 | 1.00 | 0.45 |
April 2005 | 0.96 | 0.51 | 5.31 | 5.50 | 0.93 | 0.43 |
May 2005 | 0.95 | 0.51 | 5.34 | 5.50 | 0.85 | 0.42 |
June 2005 | 0.94 | 0.51 | 5.27 | 5.49 | 0.84 | 0.41 |
July 2005 | 0.94 | 0.53 | 5.32 | 5.63 | 0.84 | 0.43 |
August 2005 | 0.97 | 0.55 | 5.30 | 5.73 | 0.80 | 0.43 |
September 2005 | 0.98 | 0.56 | 5.33 | 5.91 | 0.80 | 0.46 |
October 2005 | 1.01 | 0.57 | 5.46 | 6.30 | 0.82 | 0.50 |
November 2005 | 1.13 | 0.64 | 5.77 | 6.79 | 0.96 | 0.60 |
December 2005 | 1.15 | 0.66 | 5.85 | 7.06 | 0.99 | 0.68 |
January 2006 | 1.14 | 0.67 | 5.86 | 7.38 | 0.99 | 0.74 |
February 2006 | 1.09 | 0.65 | 5.73 | 7.45 | 0.94 | 0.76 |
March 2006 | 0.98 | 0.60 | 5.36 | 7.12 | 0.88 | 0.73 |
April 2006 | 0.96 | 0.59 | 5.28 | 7.27 | 0.85 | 0.73 |
May 2006 | 0.92 | 0.59 | 5.10 | 7.38 | 0.81 | 0.76 |
June 2006 | 0.91 | 0.60 | 5.07 | 7.69 | 0.82 | 0.81 |
July 2006 | 0.92 | 0.62 | 5.08 | 8.16 | 0.86 | 0.89 |
August 2006 | 0.91 | 0.64 | 5.08 | 8.48 | 0.88 | 0.97 |
September 2006 | 0.90 | 0.67 | 5.16 | 8.98 | 0.94 | 1.08 |
October 2006 | 0.91 | 0.71 | 5.13 | 9.39 | 0.99 | 1.20 |
November 2006 | 0.92 | 0.76 | 5.21 | 9.98 | 1.07 | 1.38 |
December 2006 | 0.87 | 0.78 | 5.33 | 10.59 | 1.15 | 1.54 |
January 2007 | 0.86 | 0.82 | 5.33 | 10.97 | 1.22 | 1.73 |
February 2007 | 0.86 | 0.86 | 5.30 | 11.25 | 1.28 | 1.86 |
March 2007 | 0.81 | 0.86 | 5.12 | 11.26 | 1.31 | 1.98 |
April 2007 | 0.79 | 0.91 | 5.14 | 11.72 | 1.37 | 2.13 |
May 2007 | 0.79 | 0.97 | 5.19 | 12.30 | 1.43 | 2.32 |
June 2007 | 0.81 | 1.07 | 5.62 | 13.43 | 1.57 | 2.63 |
July 2007 | 0.85 | 1.20 | 5.84 | 14.63 | 1.73 | 3.06 |
August 2007 | 0.87 | 1.32 | 6.02 | 15.76 | 1.92 | 3.54 |
September 2007 | 0.95 | 1.50 | 6.53 | 17.50 | 2.20 | 4.21 |
October 2007 | 1.00 | 1.70 | 6.78 | 18.88 | 2.42 | 4.98 |
November 2007 | 1.07 | 1.97 | 7.22 | 20.65 | 2.78 | 5.84 |
December 2007 | 1.14 | 2.29 | 7.80 | 22.64 | ND | ND |
Note: The data are monthly. For subprime, prime, and near-prime mortgages, the data extend through December 2007; for mortgages in alt-A pools, which are a mix of prime, near-prime, and subprime mortgages, the data extend through November 2007. For further details on the loans included in alt-A pools, refer to text. Delinquency rate is the percent of loans ninety days or more past due or in foreclosure.
Source: First American LoanPerformance.
ND No data. Return to table