Report to the Congress on Practices of the Consumer
Credit Industry in Soliciting and Extending Credit
and their Effects on Consumer Debt and Insolvency
Submitted to the Congress pursuant to section 1229 of
the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
June 2006
Printable version (194 KB PDF)
Data table for figure 2 Delinquency rate on credit card loans at
commercial banks, 1991-2005 Percent
Year and quarter |
Delinquency rate |
1991:1 |
5.29 |
1991:2 |
5.32 |
1991:3 |
5.41 |
1991:4 |
5.30 |
1992:1 |
5.31 |
1992:2 |
4.96 |
1992:3 |
5.05 |
1992:4 |
4.70 |
1993:1 |
4.63 |
1993:2 |
4.33 |
1993:3 |
4.14 |
1993:4 |
3.91 |
1994:1 |
3.62 |
1994:2 |
3.18 |
1994:3 |
3.29 |
1994:4 |
3.30 |
1995:1 |
3.48 |
1995:2 |
3.57 |
1995:3 |
3.90 |
1995:4 |
3.99 |
1996:1 |
4.04 |
1996:2 |
4.12 |
1996:3 |
4.54 |
1996:4 |
4.68 |
1997:1 |
4.67 |
1997:2 |
4.55 |
1997:3 |
4.77 |
1997:4 |
4.90 |
1998:1 |
4.72 |
1998:2 |
4.56 |
1998:3 |
4.80 |
1998:4 |
4.82 |
1999:1 |
4.61 |
1999:2 |
4.29 |
1999:3 |
4.64 |
1999:4 |
4.63 |
2000:1 |
4.35 |
2000:2 |
4.32 |
2000:3 |
4.62 |
2000:4 |
4.70 |
2001:1 |
4.75 |
2001:2 |
4.76 |
2001:3 |
5.09 |
2001:4 |
4.86 |
2002:1 |
4.85 |
2002:2 |
4.61 |
2002:3 |
4.96 |
2002:4 |
5.05 |
2003:1 |
4.57 |
2003:2 |
4.38 |
2003:3 |
4.29 |
2003:4 |
4.63 |
2004:1 |
4.10 |
2004:2 |
4.02 |
2004:3 |
4.12 |
2004:4 |
4.20 |
2005:1 |
3.62 |
2005:2 |
3.56 |
2005:3 |
3.95 |
2005:4 |
3.66 |
|