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Report to the Congress on Practices of the Consumer
Credit Industry in Soliciting and Extending Credit
and their Effects on Consumer Debt and Insolvency
Submitted to the Congress pursuant to section 1229 of
the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
June 2006
 Printable version (194 KB PDF)
Data table for figure 4
Selected components of the financial
obligations ratio (FOR), 1989-2005
Percent
| Year and quarter |
Mortgage
FOR |
Consumer nonrevolving credit FOR |
Consumer revolving credit
FOR |
| 1989:1 |
6.03 |
4.24 |
1.45 |
| 1989:2 |
6.15 |
4.28 |
1.49 |
| 1989:3 |
6.24 |
4.25 |
1.51 |
| 1989:4 |
6.30 |
4.19 |
1.55 |
| 1990:1 |
6.32 |
4.10 |
1.55 |
| 1990:2 |
6.37 |
4.01 |
1.59 |
| 1990:3 |
6.40 |
3.93 |
1.63 |
| 1990:4 |
6.47 |
3.87 |
1.65 |
| 1991:1 |
6.50 |
3.77 |
1.69 |
| 1991:2 |
6.46 |
3.64 |
1.70 |
| 1991:3 |
6.45 |
3.52 |
1.73 |
| 1991:4 |
6.37 |
3.41 |
1.74 |
| 1992:1 |
6.26 |
3.30 |
1.72 |
| 1992:2 |
6.19 |
3.21 |
1.72 |
| 1992:3 |
6.11 |
3.14 |
1.72 |
| 1992:4 |
6.01 |
3.06 |
1.72 |
| 1993:1 |
6.12 |
3.10 |
1.78 |
| 1993:2 |
5.99 |
3.05 |
1.77 |
| 1993:3 |
5.99 |
3.06 |
1.82 |
| 1993:4 |
5.87 |
3.05 |
1.85 |
| 1994:1 |
5.90 |
3.13 |
1.92 |
| 1994:2 |
5.83 |
3.15 |
1.96 |
| 1994:3 |
5.83 |
3.18 |
2.02 |
| 1994:4 |
5.86 |
3.21 |
2.07 |
| 1995:1 |
5.95 |
3.25 |
2.16 |
| 1995:2 |
6.02 |
3.31 |
2.27 |
| 1995:3 |
6.03 |
3.35 |
2.37 |
| 1995:4 |
6.00 |
3.41 |
2.43 |
| 1996:1 |
5.93 |
3.45 |
2.48 |
| 1996:2 |
5.92 |
3.49 |
2.52 |
| 1996:3 |
5.93 |
3.54 |
2.54 |
| 1996:4 |
5.93 |
3.55 |
2.59 |
| 1997:1 |
5.94 |
3.52 |
2.60 |
| 1997:2 |
5.97 |
3.53 |
2.61 |
| 1997:3 |
5.96 |
3.53 |
2.63 |
| 1997:4 |
5.93 |
3.53 |
2.63 |
| 1998:1 |
5.85 |
3.55 |
2.58 |
| 1998:2 |
5.82 |
3.56 |
2.63 |
| 1998:3 |
5.79 |
3.59 |
2.62 |
| 1998:4 |
5.77 |
3.62 |
2.65 |
| 1999:1 |
5.79 |
3.67 |
2.65 |
| 1999:2 |
5.84 |
3.74 |
2.67 |
| 1999:3 |
5.89 |
3.79 |
2.68 |
| 1999:4 |
5.91 |
3.79 |
2.65 |
| 2000:1 |
5.87 |
3.76 |
2.63 |
| 2000:2 |
5.96 |
3.82 |
2.67 |
| 2000:3 |
5.99 |
3.86 |
2.71 |
| 2000:4 |
6.07 |
3.93 |
2.77 |
| 2001:1 |
6.08 |
3.98 |
2.81 |
| 2001:2 |
6.15 |
4.03 |
2.84 |
| 2001:3 |
6.06 |
3.98 |
2.78 |
| 2001:4 |
6.20 |
4.16 |
2.84 |
| 2002:1 |
6.11 |
4.16 |
2.77 |
| 2002:2 |
6.16 |
4.15 |
2.78 |
| 2002:3 |
6.28 |
4.14 |
2.81 |
| 2002:4 |
6.36 |
4.13 |
2.79 |
| 2003:1 |
6.40 |
4.07 |
2.78 |
| 2003:2 |
6.42 |
4.03 |
2.77 |
| 2003:3 |
6.40 |
3.97 |
2.73 |
| 2003:4 |
6.50 |
3.96 |
2.71 |
| 2004:1 |
6.53 |
3.89 |
2.69 |
| 2004:2 |
6.61 |
3.85 |
2.66 |
| 2004:3 |
6.77 |
3.84 |
2.69 |
| 2004:4 |
6.80 |
3.75 |
2.62 |
| 2005:1 |
7.04 |
3.79 |
2.63 |
| 2005:2 |
7.20 |
3.79 |
2.64 |
| 2005:3 |
7.43 |
3.80 |
2.67 |
| 2005:4 |
7.54 |
3.71 |
2.60 |
|
Note: The data are quarterly. For a description of the financial obligations
ratio, see note to figure 3. For a description of nonrevolving credit, see note to figure 1.
Source: Federal Reserve Board.
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